Credit Analyst

Initial training will occur in Palmyra, MO, then this position will work out of our Lake St Louis Branch.Prepare internal evaluations, construction inspections, criticized asset inspectionsMonitoring floor plansAssist the credit analyst in the process of preparing loan proposals.Perform entry-level analysis of financial data, including tax returns and financial statements, of individuals or firms to determine the degree of risk involved in extending credit or lending money. Consolidate financial data to calculate global coverage capacity.Ability to read maps, legal descriptions, and addresses to locate different properties (Google Maps, Agridata, GIS, Plat Maps)Track land and machinery sales, and perform annual valuations on equipment linesOrder commercial and ag appraisalsExamine files as directed for adequacy of documentation and/or deficiencies.Assist credit analyst with request for yearly financials and required documentation.Become familiar with location of files, documents, and bank systems (CSI, Document Imaging, S Drive)Assist in curing loan exceptions at the direction of the credit analystKeep informed of new programs, services, and accounts offered by bank.EducationAbove average math aptitude & problem solving skillsAbove average computer skills with exceptional proficiency with spreadsheets.Strong written and verbal communication skillsJob RequirementsSelf-motivated individual with ability to work in a fast paced environmentStrong work ethic with desire to succeed #J-18808-Ljbffr HOMEBANK