Relationship Manager, Business Banking, Madison Street Office, Clarksville TN
Altra Federal Credit Union
Altra Federal Credit Union's Business Banking team plays a pivotal role in helping our business members achieve their financial goals by building strong, trusted relationships through proactive, collaboration, and financial expertise. We are currently seeking a Relationship Manager, Business Banking , to join our Clarksville, TN team.
In this role, you will be responsible for developing, managing, and growing a portfolio of business members by delivering tailored financial solutions, deepening relationships, and serving as a trusted advisor within the location business community.
Altra Federal Credit Union is a $3 billion Credit Union with Business Banking hubs in 4 states (WI, MN, TX and TN) . We are focused on the continued growth of our portfolio and the communities we serve. Due to our size, we are competitive and have capacity for larger deals.
Bilingual (English / Spanish) skills are strongly encouraged to support and better serve our diverse membership.
Key Responsibilities
- Work with Commercial Real Estate and Commercial & Industrial Loan credits.
- Develop and manage long-term relationships with business banking clients / members, understanding their financial needs.
- Proactively grow a portfolio through referrals, networking, and community involvement.
- Anticipate and make appropriate recommendations to help them live their best lives and achieve their business goals.
- Take lead on reviewing loan and deposit requests, proposing credit solutions, and navigating through Altra's loan approval process.
- Educate our members and make relevant and advantageous referrals through Altra's full array of business and financial services.
Qualifications
- Bachelor's degree in finance, accounting, business, economics, or a related field required.
- 6+ years of lending experience, with a minimum of 3 years in commercial business banking required.
- Knowledge of the Clarksville TN business community is a key element to this community-focused role!
Skills & Abilities
- Strong knowledge of business banking products and financial analysis.
- Ability to work with ratios and common sized financials to determine capacity / trends to recommend appropriate loan structure.
- Ability to read, understand, analyze, and interpret complex documents and financial statements.
- Reasoning ability, able to define problems, collect data, establish facts, and draw conclusions.
- Excellent oral and written communication skills.
- Ability to prioritize, organize time, and work independently.
- Proficient in Microsoft Office products (Word, Excel, Outlook, and PowerPoint) and various lending software packages.
Availability
- This position is 40- hours a week, Monday through Friday.
- Typical hours are 8:00 a.m. to 5:00 p.m.
- Will require some flexibility within these hours, as needed.
Work Environment
- Position will be located at Altra's Madison Street office in Clarksville, TN.
- Flexibility to work from home / remote status will be as needed, otherwise working in an Altra building is expected.
Pay and Benefits
- Competitive compensation package that includes a base salary, plus semiannual incentives, and yearly discretionary bonuses.
- When bilingual in Spanish or Hmong, receive a $1.00 per hour pay premium after completing and passing the language exam.
- Comprehensive benefits package that includes medical / dental / vision coverage, group life insurance, and supplemental life insurance options.
- Up to a 6% Employer-matched 401(k) + additional 3% employer safe harbor
- Two-weeks paid sabbatical every five years worked, plus four-week paid sabbatical at twenty years!
- Paid time off, volunteer time off, paid holidays, and your birthday off (paid)!
- Employee-only perks and discounts
At Altra Federal Credit Union , you'll be part of a team that values people over profits and puts members at the heart of everything we do. We believe in creating a supportive and collaborative workplace where employees are empowered to grow, develop their careers, and make a real impact on the lives of others. By joining Altra, you'll not only gain the opportunity to build meaningful relationships with members and coworkers, but you'll also be contributing to a mission-driven organization that is dedicated to improving the financial well-being of our members and the communities we serve.
Altra is proud to be a Great Place to Work® certified company eight years in a row; 91% of our employees say Altra is a great place to work! At Altra, we invest in each other and work together to make a difference in the communities we serve and to help people live their best lives! We support diversity in the workplace and are an Equal Opportunity Employer.
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