VP-Ratings (CLO)

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. 

Skills and Competencies

• Advanced knowledge of structured finance markets, including corporate collateralized loan obligations, structured credit, and related securitized products
• Strong quantitative and analytical skills with the ability to evaluate transaction structures, collateral performance, documentation, and credit risk drivers
• Excellent verbal and written communication skills with the ability to present complex credit views and recommendations to internal and external stakeholders
• Demonstrated ability to lead analytical projects, coordinate cross-functional initiatives, and mentor junior team members
• Strong interpersonal and collaboration skills with the ability to build relationships and drive outcomes across diverse stakeholder groups
• Proven ability to manage multiple priorities, work independently, and deliver high-quality analysis within tight timelines
• Highest ethical standards and commitment to compliance with applicable policies, procedures, and regulatory requirements
• Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.

Education

• Advanced degree preferred, such as a Master of Business Administration or master’s degree in finance, economics, applied mathematics, financial engineering, statistics, accounting, or a related quantitative or analytical field

Responsibilities

Lead the analysis of structured finance transactions while advancing analytical excellence, market insight, and operational effectiveness.

• Model collateralized loan obligations, structured credit transactions, and other structured finance transactions
• Review and analyze transaction documentation to identify and assess qualitative and structural risks
• Prepare rating committee materials and present well-supported credit views and rating recommendations
• Author transaction-related reports, thematic research, and market insights covering credit trends affecting structured credit sectors
• Collaborate across analytical teams on market themes, research initiatives, analytical issues, and process improvement efforts
• Represent Moody’s in market-facing discussions with issuers, arrangers, investors, and other external stakeholders as needed
• Coach and mentor junior analysts by providing guidance, feedback, and support for transaction analysis, research, and professional development
• Advance AI-enabled analytical and workflow improvements that enhance efficiency, strengthen analytical tools, and reduce operational risk

About the Team

Our Structured Credit and Collateralized Loan Obligation team is responsible for delivering independent, high-quality credit analysis on complex structured finance transactions. The team contributes to Moody’s through rigorous analytical assessment, market-leading research, and engagement with a broad range of market participants. By joining the team, you will collaborate with experienced professionals across global structured finance markets while helping drive innovation through AI-enabled analytical tools, enhanced workflows, and responsible adoption of emerging technologies.

For US-based roles only: the anticipated hiring base salary range for this position is $200,000.00 - $290,000.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email View email address on powertofly.com . This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement . Click here for more information on your EEO rights under the law . Click here to view our Pay Transparency Nondiscrimination statement .

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the Securities Trading Policy on Moody’s Compliance Expo page

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.