Commercial Credit Analyst

Base Pay Range $90,000.00/yr - $110,000.00/yr Additional Compensation Types Annual Bonus Direct message the job poster from Ascendo Resources Job Overview Ascendo is excited to present this opportunity in the banking industry. We are looking for a sharp, career-minded individual to step into this amazing opportunity with a financial institution that is on an upward trajectory. This role is perfect for a dedicated professional who brings a sophisticated background in local community banking and a high level of technical proficiency in commercial real estate lending. The ideal candidate will possess a proven track record of evaluating complex financial data and a deep familiarity with the Florida commercial property landscape, ensuring every risk is measured with precision and expertise. Responsibilities Synthesize complex financial statements and cash flow data to evaluate the stability of potential and current borrowers. Generate comprehensive internal risk assessments and lending recommendations to support the loan approval process. Manage a diverse portfolio of existing accounts to ensure ongoing adherence to institutional risk guidelines and regulatory standards. Partner with internal stakeholders to uphold the highest levels of accuracy in the bank's asset quality and risk mitigation strategies. Formulate detailed projections and ratio analyses to determine the long‑term viability of commercial real estate investments. Qualifications 2+ years in credit assessment specifically within the commercial real estate sector. Prior experience performing financial analysis within a community‑focused banking environment. Advanced capability in drafting formal credit memorandums and presenting findings to decision‑makers. Exceptional aptitude for identifying financial trends and solving intricate credit‑related challenges. Strong commitment to maintaining rigorous risk management protocols and internal policy compliance. Benefits Medical insurance Vision insurance 401(k) Robust health and wellness coverage Collaborative culture focused on professional advancement Flexible hybrid work arrangement balancing office and remote productivity Highly competitive annual compensation Seniority Level Associate Employment Type Full‑time Job Function Finance EEO Statement ALL RESUMES RECEIVED WILL REMAIN HIGHLY CONFIDENTIAL AND NOT RELEASED TO ANYONE WITHOUT YOUR CONSENT. #J-18808-Ljbffr Ascendo Resources