Senior Architect (Hands-On) - Client Servicing & Money Movement

Senior Architect (Hands-On) - Client Servicing & Money Movement

Pennington, New Jersey;Jersey City, New Jersey

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Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for defining an architectural vision and solution that supports the strategic outcomes of the Business' Products and Services. Key responsibilities include defining the target operating environment, designing for client resiliency, assisting with solution design, and defining non-functional requirements. Job expectations include working with stakeholders and service providers aligned to the Business' strategic objectives, evaluating the impact of strategic design decisions, and contributing to the architecture roadmap.

We are seeking a highly skilled, hands-on Senior Architect to lead the design and delivery of next-generation, AI-driven agentic solutions across our Client Servicing and Money Movement portfolio. This role sits at the intersection of business transformation, advanced AI, and modern engineering, and is critical to driving intelligent automation, enhancing client experience, and reducing operational friction.

The ideal candidate brings deep technical expertise, strong architectural leadership, and a proven ability to design, build, and scale AI-powered platforms-while remaining actively engaged in hands-on delivery.

Responsibilities:

• Works across the business, operations and technology to create the solution intent and architectural vision for complex solutions and prioritize functional and non-functional requirements into a technology backlog to enable the technology roadmap and functionality to support evolving capabilities and services

• Contributes to the creation of the architecture roadmap of defined domains (Business, Application, Data, and Technology) in support of the product roadmap and the development of best practices including standardized templates

• Clarifies the architecture, assists with system design to support implementation, and provides solution options to resolve any architectural impediments

• Facilitates solution driven discussions, leads the design of complex architectures, and finds creative solutions through knowledge of domain, practical experiments, and proof of concepts while ensuring architecture is flexible, modular, and adaptable

• Educates team members on the technology practices, standardization strategies, and best practices to create innovative solutions

• Supports the team as needed to select the technology stack required for solutions and helps select preferred technology products

• Performs design and code reviews to ensure all non-functional requirements are sufficiently met (for example, security, performance, maintainability, scalability, usability, and reliability)

Key Responsibilities:

• Architecture & Design

• AI & Innovation

• Hands-On Engineering

• Business Alignment

Required Qualifications:

• 10+ years of experience in software engineering and architecture, with recent focus on AI/ML and distributed systems.

• Proven track record building enterprise-scale solutions within financial services or regulated environments.

• Experience with Generative AI, LLMs, orchestration frameworks, and agentic architectures.

• Strong understanding of client servicing and/or money movement processes (e.g., payments, transfers, ACH, wires).

• Experience designing AI-driven workflow automation or digital assistants.

• Knowledge of risk, compliance, and fraud detection in financial transactions.

• Experience with agent frameworks such as LangChain, RASA, or similar.

• Demonstrated success taking AI solutions from POC to production scale.

Technology Stack

Core Technical Skills:

• LangChain / LangGraph

• Market-available LLMs (e.g., OpenAI, Azure OpenAI, Anthropic, Mistral).

• LLM & Agent Fundamentals: Candidates must deeply understand how LLMs behave, not just how to call an API.

• Vector databases (FAISS, Pinecone, Weaviate, Azure AI Search)

• Chunking strategies & embeddings

• Hybrid search (vector + keyword)

• Evaluation of retrieval quality

• Java, Python

• ReactJS / .NET

• Spring Boot

Architecture & Cloud

• Microservices architecture

• Cloud platforms: AWS, Azure

• Containers: OpenShift

• MuleSoft

• BPM/Workflow tools (e.g., Camunda)

• RESTful APIs

Integration & Middleware

• Event-driven architecture (Kafka, MQ)

• API Gateways (Apigee, Kong, AWS API Gateway)

• ETL and data migration tools

Key Competencies

• Hands-on technical leadership

• Strategic mindset with strong execution focus

• Innovation and problem-solving orientation

• Strong stakeholder management and communication skills

• Ability to thrive in fast-paced, evolving environments

Success Measures

• Successful delivery of scalable, AI-driven agentic solutions across the portfolio

• Measurable reduction in manual effort and processing time

• Improved client and advisor experience

• Effective transition of POCs into production-ready capabilities

Skills:

• Analytical Thinking

• Architecture

• Result Orientation

• Solution Design

• Technical Strategy Development

• Application Development

• Collaboration

• Data Management

• DevOps Practices

• Risk Management

• Agile Practices

• Automation

• Influence

• Solution Delivery Process

• Test Engineering

Minimum Education Requirement: Bachelor's degree or equivalent work experience.

Shift:

1st shift (United States of America)

Hours Per Week:

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

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Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.

This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.