Credit Officer

Position Title Credit Officer (Vice President) Position Summary In this position, you will be responsible for credit risk analysis for large corporate clients, primarily U.S. subsidiaries of Japanese companies, working closely with front office teams and senior credit management to support sound credit decisions and an efficient approval process. Responsibilities Review and challenge credit applications, early-read memoranda, and related agreements Analyze obligor credit risk, financial performance, projections, transaction background and structure, and regulatory considerations Prepare written executive summaries and recommendations for senior credit management Manage credit approval processes in accordance with internal policies and approval authorities Continuously monitor portfolio quality and report material risk events such as downgrades or defaults Support front office teams with due diligence and transaction structuring Collaborate with stakeholders to improve the quality and efficiency of credit submissions Provide guidance and support to junior credit professionals Perform additional credit-related projects as assigned Qualifications Minimum of 5 years of experience in corporate credit or credit risk analysis Strong knowledge of corporate finance and credit risk principles Bachelor’s degree in finance, Business Administration, or a related field; advanced qualifications preferred Ability to manage multiple transactions in a fast-paced environment Strong analytical, written, and interpersonal skills Business-level proficiency in both English and Japanese Location New York, NY Work Style Hybrid Salary USD 138,000-185,000 (DOE; eligible for discretionary incentive compensation) Benefits Medical, Dental, Vision, And 401K #J-18808-Ljbffr