ABL Investment Banking - Underwriting Analyst

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at Responsibilities:Analyze borrowing base certificates, accounts receivable, accounts payable, and inventory reports from varied accounting systems on a daily, weekly, and monthly basis for multiple customers across multiple industriesEvaluate customer provided accounting reports while interpreting loan agreement definitions to determine and calculate ineligible collateral as well as implementing appropriate adjustments and reservesUnderstand multiple customers’ business and accounting processes in multiple industries and identify and address discrepancies and inconsistencies in reportingCommunicate with the Borrowers regarding daily disbursement and Payment activityManage daily changes in loan activity and collateral balances to track borrowing availabilityMonitor Borrower compliance to collateral reporting requirementsCharge interest and fee incomeServe as a primary borrower contact for all matters relating to loan and banking operations in conjunction with the ABL Portfolio ManagerTeam with Treasury partners to ensure bank account structure complies with loan agreement and meets customer needsKey Competences:Knowledge of ABL loan structures, collateral management and borrowing base calculationsStrong attention to detailGood organizational skillsSolid communication and interpersonal skills with ability to interact effectively with clients and teammatesFamiliarity with regulatory and underwriting requirements related to ABL, such as UCC filings and collateral audits, is a plusWork Experience:1-3 years of experience in asset-based lending, loan operations or financial analysisProficiency in financial systems and software, with advanced skills in ExcelKnowledge of ABL loan structures, collateral management and borrowing base calculationsExperience with loan management systems (Stucky, ACBS, etc.)Education:Associates degree in accounting, finance or related areasThe duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer. #J-18808-Ljbffr Texas-Capital-Bank