Manager, Financial Planning & Analysis

Senior Manager Of Financial Planning & AnalysisCredit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we've grown into a leading provider of used and new car financing across the country.The Senior Manager of Financial Planning & Analysis serves as a strategic finance partner to executive leaders and business owners, providing financial insight, budget management support, and decision-making guidance across operational areas. This position is responsible for helping leaders develop, manage, and optimize operating budgets, evaluate spending decisions, and align financial resources with business priorities. The role also leads the management, maintenance, and evolution of tools and processes that support disciplined budget governance, effective resource allocation, and the Company's overall financial planning and analysis objectives.Outcomes and Activities:This position will work from home; occasional planned travel to our Southfield, Michigan office may be required. However, this position is permitted to work at our Southfield, Michigan office if requested by the team member.Lead the operating expense budget management process, including budget development, monthly monitoring, spend governance, variance analysis, and alignment with business priorities.Partner with executive leaders and business owners to evaluate spending trends, identify risks and opportunities, and recommend actions that support budget discipline and resource allocation.Provide clear financial insights, budget performance reporting, and executive-level recommendations to support expense management, efficiency improvements, strategic decisions, and profitability objectives.Challenge spending assumptions, business cases, and investment requests to ensure resources are aligned with strategic priorities, expected returns, affordability, and budget implications.Establish budget accountability with department leaders through regular reviews, clear variance explanations, and agreed-upon action plans.Coach, mentor, and develop direct reports providing financial planning and analysis support to other operational areas of the business.Perform special projects and other duties as assigned.Knowledge and Skills:Strong executive presence with the ability to influence, challenge, and advise senior leaders while maintaining credibility and financial discipline.Ability to connect financial analysis, budget performance, business strategy, and operational priorities to support effective resource allocation decisions.Strong communication skills, including the ability to translate complex financial information into clear insights for executive leaders, business owners, and non-financial audiences.Strong problem-solving, analytical, budgeting, and financial modeling skills, with the ability to make practical business recommendations.Organized, self-driven, and able to meet deadlines while remaining calm and focused in challenging situations.Receptive to feedback and committed to continuous improvement.Requirements:Bachelor's degree in accounting or financeMinimum 8 years of equivalent financial analysis or accounting experienceMinimum 5 years of experience in a corporate budgeting roleSolid understanding of corporate finance and accountingStrong proficiency with Power BI, Power Query and MS ExcelPreferred:Experience in the Financial Services IndustryKnowledge of financial application software (e.g. Oracle Financials, Planful)CPA or MBA preferredTarget Compensation: $175,000 – $192,000 base salary + annual bonusThis position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.BenefitsExcellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to WorkOur Company Values:To be successful in this role, Team Members need to be:Positive by maintaining resiliency and focusing on solutionsRespectful by collaborating and actively listeningInsightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisionsDirect by effectively communicating and conveying courageEarnest by taking accountability, applying feedback and effectively planning and priority settingExpectations:Remain compliant with our policies processes and legal guidelinesAll other duties as assignedAttendance as required by departmentCredit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.