Property Insurance Underwriter

Job Description

Job Description

Description:

We are growing and looking for an underwriter to join our team!

Who are we?

Created in 1999, West Point is committed to providing both technical and business services to insurance carriers in the insurance industry including our sister company American Traditions Insurance Company.

Why work with us?

We are a family-oriented organization committed to providing competitive compensation and benefit packages to our employees including:

• This is an hourly, non-exempt position with a starting rate of $25.00-$30.00 per hour.
• Medical, Dental, Vision, starting day 1 of employment!
• Multiple plans to choose from in order to fit your needs
• 401k plan participation available the 1st quarter after hire with 100% match of 3% and then 50% on the next 2%...fully vested!
• Generous PTO and paid holiday schedule
• 1 day of paid volunteer time off per year
• Onsite workout facility
• Casual dress code (work appropriate)
• 7.5 hour work days, 37.5 hour weeks!

What will you be doing?

This position is in an office setting and is not able to be remote. Some daily responsibilities include:

• Answers calls from field representatives, insurance agents or brokers and other insurance or inspection companies to obtain further information, quote rates or explain company underwriting policies.
• Execute guidelines and procedures regarding risk exposure, application renewal, acceptance, modification, and denials for Property and Casualty insurance lines, focus on Homeowners and Mobile home lines.
• Ability to assimilate and retain information from several different companies and disseminate that to agents and customers in an efficient and effective manner.
• Participate in the implementation of business strategies to effectively achieve policy service objectives and maintain a profitable book of business.
• Act in a collaborative capacity with both internal and external customers and coworkers to resolve problems/issues quickly.
• Act in a proactive manner; resolve matters resulting in bottleneck situations to assure business results are not negatively affected by operational problems.
• Ensures both agent and company concerns are met by providing outstanding knowledgeable customer service.
• Determines whether to accept, modify or decline risks.
• Calculates standard rates and premium charges by using approved formulas and tables.
• Accurately process all endorsements, including cancellations and reinstatements in accordance with the company service standards.
• Review inspections and recommendations received from inspectors to determine eligibility.
• Review policies for renewal in accordance with the company underwriting and service standards.
• Be able to work assigned projects in addition to everyday workload.

Requirements:

What will the ideal candidate possess?

• Minimum 3 to 5 years’ experience within a Property and Casualty Insurance carrier or Insurance Agency. (Underwriting experience preferred)
• Current 4-40 and/or 2-20 Insurance license required.
• Computer literate, knowledge of Windows, Excel and working with rating engines utilized in the Underwriting process.
• Possess solid research and writing skills.
• Outstanding Customer Service skills required.
• Extensive knowledge of Homeowners and Mobile Homeowners Insurance procedures and rules regarding the handling of these types of accounts.
• Must be able to handle a heavy workload with heavy call volumes and meet minimum production requirements.

Additional info:

Our offices are located in Pinellas Park, FL. At this time we are not considering remote applicants.

Our typical office hours are 8:30-5:00pm Monday-Friday.

Physical requirement

This position is in an office environment and would require:

Must be able to remain in a stationary position for 50%- 75% of the time.

Must be able to speak and communicate clearly to other team members.

Constantly operates a computer and other office machinery such as a copy machine, phone/headset, and keyboard.

West Point Insurance Services is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.