Senior Manager, Senior Counsel - Truth in Lending Act/Reg Z

Senior Manager, Senior Counsel - Truth in Lending Act/Reg Z

At Capital One, we’re building a leading information-based technology company. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding. Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams.

About the Role :

Capital One’s Legal Department is seeking a highly motivated attorney to serve as a legal expert on the Truth in Lending Act (TILA)/Regulation Z–a body of law of foundational importance to the company’s major lines of business, including credit card, auto lending, and personal loan divisions. This attorney will be responsible for interpreting TILA/Regulation Z and providing advice in support of numerous business-critical initiatives.

In this role, you will work closely with colleagues within the Legal Department, as well as with business, compliance, and risk partners across Capital One. You will operate at the intersection of financial services and technology, and you will issue-spot, problem-solve, and innovate to assess and mitigate legal risk in a competitive market.

We are looking for a candidate with an ownership mentality who also enjoys being part of a team, who can interact with and influence across departments and job levels, and who demonstrates intellectual curiosity, humility, and a growth mindset.

A successful candidate will bring:

• demonstrated judgment;

• exceedingly clear and accessible writing;

• genuine curiosity about technology and business processes;

• nuanced awareness of developments in the regulatory environment;

• a persistent desire to understand the sources, evolution, and policy rationales behind the law; and

• the ability to express complex concepts in simple terms to non-experts.

Basic Qualifications :

• Juris Doctor from an accredited law school

• Active member in good standing of at least one state bar

• At least four years of experience as an attorney in a law firm environment, at a government agency, as a military judge advocate, or as in-house counsel

Preferred Qualifications :

• Experience advising on or litigating TILA/Regulation Z

• Experience in federal regulation, supervision, or enforcement

• Background in consumer financial services law

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid, meaning associates spend 3 days per week in-person at one of our offices listed on this job posting.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $182,500 - $208,300 for Sr. Manager, Sr. CounselMcLean, VA: $200,700 - $229,100 for Sr. Manager, Sr. CounselRichmond, VA: $182,500 - $208,300 for Sr. Manager, Sr. CounselRiverwoods, IL: $182,500 - $208,300 for Sr. Manager, Sr. Counsel

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).