API Engineer (Open Banking) (Charlotte)

This is an API Engineer role focused on building and supporting the bank's Open Banking platform . Candidates from digital banking or API platform teams with experience in REST APIs, OAuth 2.0, API Gateways, Splunk/AppDynamics, and Open Banking integrations.

The team develops and maintains APIs that allow external FinTech companies, aggregators, and third-party applications to securely access customer-permissioned banking data and integrate with the bank's systems.

In simple terms:

• Build APIs that enable secure data-sharing between the bank and FinTech platforms.
• Support customer consent-driven data exchange.
• Develop both inbound and outbound integrations .
• Ensure APIs are highly available, secure, scalable, and resilient.
• Work closely with infrastructure, operations, product, and architecture teams.
• Monitor production systems and troubleshoot issues impacting API traffic.

Core Responsibilities

API Development

• Design and develop REST/SOAP web services.
• Build new API capabilities for Open Banking initiatives.
• Implement OAuth 2.0 authentication and authorization.

Integration Engineering

• Connect with external FinTechs and vendors.
• Support data-sharing platforms and aggregators.
• Handle API onboarding and integration troubleshooting.

Production Support & Reliability

• Monitor API performance.
• Analyze Splunk and AppDynamics dashboards.
• Address resiliency and scalability issues.
• Work with infrastructure teams during incidents.

Open Banking Standards

Knowledge of:

• FDX (Financial Data Exchange)
• OFX (Open Financial Exchange)
• Open Banking frameworks
• Customer-consented data sharing models

✅ 5-10+ years in Java/API development

✅ Heavy REST API experience

✅ OAuth 2.0 implementation experience

✅ Microservices architecture experience

✅ API Gateway exposure (Apigee, Kong, MuleSoft, CA Gateway, AWS API Gateway, etc.)

✅ Production support experience

✅ Logging and monitoring using Splunk/AppDynamics

✅ Banking or Financial Services background

✅ Experience working with large-scale, customer-facing platforms