Underwriter

Role Description

As an Underwriter, you'll play a critical role in Hometap's home equity investment process, making recommendations on both the homes and the homeowners we work with. You'll analyze a broad set of home and homeowner information to assess the risk profile of each application and make investment eligibility recommendations against the standards in our underwriting guidelines. This is a strong fit if you bring underwriting experience, a passion for real estate, and exceptional organizational skills.

What you'll do:

• Work closely with our Sales and Processing teams to review homeowner applications quickly and accurately.
• Evaluate applicant and property information against our underwriting criteria, confirm the application is complete, and make informed investment recommendations.
• Review and analyze appraisal reports for accuracy and compliance with guidelines, evaluating comparables, market trends, and property conditions to confirm value is supported.
• Flag applications that raise concerns around completeness or risk.
• Determine eligibility amounts based on your analysis of applicant and property information.
• Collaborate with a cross-functional team of Sales and Operations associates to complete each application review.

Qualifications

• Prior underwriting experience.
• Sharp attention to detail in a fast-paced environment, including strong proofreading and fact-checking skills.
• Strong judgment, with comfort making recommendations against a rules rubric and escalating issues and questions as needed.
• Ability to work independently and as part of a team.
• Comfort handling multiple responsibilities and staying proactive under deadlines.
• Strong written and verbal communication skills, with a client-oriented approach.
• An interest in real estate and fintech, and excitement about joining a growing tech company.
• Bachelor's degree preferred, ideally in business, finance, or a related field.

Requirements

• The base salary for this role is $75,000 with additional earning potential through a performance-based monthly incentive.
• You’ll also receive meaningful equity, giving you a real stake in the company’s growth and success.
• We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge.

Benefits

• Competitive compensation.
• Healthcare coverage.
• Generous PTO.
• Meaningful equity package.
• Strong culture with plenty of opportunities for team-building and camaraderie.