Senior Loan Originator

What Makes a Honda, is Who Makes a Honda

Honda has a clear vision for the future, and it's a joyful one. We are looking for individuals with the skills, courage, persistence, and dreams that will help us reach our future-focused goals. At our core is innovation. Honda is constantly innovating and developing solutions to drive our business with record success. We strive to be a company that serves as a source of "power" that supports people around the world who are trying to do things based on their own initiative and that helps people expand their own potential. To this end, Honda strives to realize "the joy and freedom of mobility" by developing new technologies and an innovative approach to achieve a "zero environmental footprint."

We are looking for qualified individuals with diverse backgrounds, experiences, continuous improvement values, and a strong work ethic to join our team. If your goals and values align with Honda's, we want you to join our team to Bring the Future!

Job Purpose

Assist credit union members through the full real estate loan process, from initial assessment of financial needs through loan closing. Ensure compliance with all state and federal regulations while maintaining strong communication with members and third party partners including realtors, title companies, and processors.

Key Accountabilities

• Achieve sales goals by following up on pre approvals, assisting members with loan applications, and providing product recommendations and disclosures
• Obtain LP/DU feedback, collect and review supporting documentation, and explain requirements to members
• Initiate outbound sales calls, visit branches, participate in homebuyer seminars, and build relationships with realtors and title companies
• Lock rates and manage the loan process to ensure timelines are met and a high level of member service is delivered
• Participate in ongoing training and mentor team members on real estate loan processes

Qualifications, Experience, and Skills

MINIMUM EDUCATIONAL QUALIFICATIONS
• High school diploma or equivalent
• Must meet or have met NMLS requirements

MINIMUM EXPERIENCE
• Minimum 3 years of related experience or relevant training
• Working knowledge of state and federal lending regulations
• Completion of internal specialized training

OTHER JOB SPECIFIC SKILLS
• Proficiency in Microsoft Office
• Ability to structure loan offers and interpret regulations, policies, and procedures
• Strong member service and communication skills
• Ability to work in a fast paced environment
• Knowledge of financial statements, tax returns, and credit reports
• Understanding of title reports, insurance, and appraisals
• Knowledge of secondary market guidelines
• Strong organization and multitasking skills
• Excellent verbal and written communication

Working Conditions

• Primarily office based with standard business hours; may require occasional evenings or weekends based on member needs and loan timelines
• Frequent interaction with members, realtors, title companies, and internal teams via phone, email, and in person
• Fast paced environment with multiple concurrent loan files and strict deadlines
• Requires prolonged periods of sitting and working on a computer
• Occasional travel to branches, events, or homebuyer seminars as needed
• May require flexibility to meet production goals and closing deadlines

What Differentiates Honda and Make Us an Employer of Choice?

Total Rewards:
• Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
• Paid Overtime
• Regional Bonus (when applicable)
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid time off, including vacation, holidays, shutdown
• Company Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)

Career Growth:
• Advancement Opportunities
• Career Mobility
• Education Reimbursement for Continued Learning
• Training and Development programs

Additional Offerings:
• Tuition Assistance & Student Loan Repayment
• Lifestyle Account
• Childcare Reimbursement Account
• Elder Care Support
• Wellbeing Program
• Community Service and Engagement Programs
• Product Programs

Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.