Note Finance Analyst
Huntington Bancshares Inc.
Description Summary The Note Finance Analyst is responsible for supporting the day-to-day administration, validation, and monitoring of Note Finance collateral and borrower reporting. This role performs detailed reviews of borrower data, collateral documentation, borrowing base support, and operational processes to ensure accurate reporting and compliance with established requirements. The analyst is responsible for executing assigned reviews, maintaining documentation, identifying discrepancies, and escalating issues to management for resolution. This position is highly detail-oriented and focuses on accurate execution, documentation, and operational support across the Note Finance portfolio. The role works closely with Operations, Credit, Risk, and external borrowers to support ongoing portfolio management activities. Responsibilities Perform Borrower Data Tape Reviews: Review borrower-submitted Data Tapes for completeness, accuracy, and adherence to reporting requirements. Validate key loan-level information, including balances, borrower information, collateral values, lien positions, and reporting attributes. Identify discrepancies, exceptions, and data quality concerns requiring further review. Maintain supporting documentation and evidence of completed reviews. Escalate unresolved issues, reporting anomalies, and potential collateral concerns to management. Support Borrowing Base Administration: Assist with the review of borrowing base submissions and supporting collateral schedules. Verify pledged collateral eligibility in accordance with facility requirements. Track collateral additions, removals, substitutions, and releases. Support reconciliation of collateral balances between borrower reporting and internal systems. Maintain organized records supporting borrowing base reviews and decisions. Review Collateral Documentation: Review collateral files to confirm presence of required documentation, including: Notes Allonges Assignments Collateral schedules Other required legal documentation. Track missing documents and coordinate remediation efforts with borrowers and internal partners. Maintain collateral inventories and documentation trackers. Critical Thinking & Risk Identification: Demonstrate strong critical thinking skills by evaluating information for reasonableness, identifying inconsistencies, and investigating exceptions rather than relying solely on checklist-based reviews. Apply independent judgment when reviewing borrower data, collateral documentation, and operational processes to identify potential risks, trends, or control weaknesses that may not be immediately apparent. Challenge assumptions and elevate concerns when information appears incomplete, inaccurate, or inconsistent with established expectations. Utilize analytical reasoning to connect findings across multiple data sources, documentation sets, and reporting periods to identify potential collateral, operational, or reporting risks. Maintain a continuous improvement mindset by identifying opportunities to strengthen controls, improve processes, and enhance the quality of portfolio oversight. Basic Qualifications Bachelor's degree in Finance, Accounting, Business, Economics, or a related field, or equivalent combination of education and relevant work experience. 3+ years of experience in lending operations, loan administration, collateral management, banking operations, audit support, financial services, or related fields. Experience reviewing financial data, loan documentation, or collateral records preferred. Preferred Qualifications Familiarity with commercial lending, borrowing base facilities, or credit operations is beneficial. Strong organizational and documentation skills. Ability to manage multiple priorities and meet deadlines in a fast-paced environment. Strong attention to detail and commitment to accuracy. Analytical and problem-solving abilities. Effective written and verbal communication skills. Proficiency in Microsoft Excel and Microsoft Office applications. Ability to follow established procedures and controls. Strong time management and organizational skills. Ability to work independently while collaborating effectively with team members. Commitment to maintaining audit-ready documentation and work quality. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type: Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people's lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it's helping a colleague or collaborating on a new tool that will revolutionize the way you save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values - simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. Reasonable Accommodations: Various methods will be used throughout the recruitment process to verify candidate authenticity. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to View email address on click.appcast.io EEOC Disclaimer: Know Your Rights CA Data Privacy CA Data Privacy Rights If you would like to learn more about how Huntington looks out for people, visit #J-18808-Ljbffr Huntington Bancshares Inc.
$100k - $115k
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