Credit Risk and Underwriting AI Specialist [Remote]
AuraOne Human Data
- Remote job
Credit Risk and Underwriting AI Specialist is a remote review track for evaluating AI outputs across risk analysis workflows. Reviewers grade calculations, narrative reasoning, and policy adherence; flag compliance and reconciliation issues; and document the correct treatment so the modeling team can train on it.
Why this role matters
Risk analysis workflows leave no room for fuzzy reasoning. AuraOne uses experienced finance-and-risk professionals to grade AI outputs the way an audit reviewer would — with citations, severity tags, and the corrected calculation alongside the original.
Responsibilities
- Review AI outputs against current risk analysis standards, regulations, and firm policy for Credit Risk and Underwriting AI Specialist assignments.
- Re-perform calculations and flag rounding, classification, or treatment errors.
- Tag compliance, reconciliation, and disclosure issues with structured severity scores.
- Capture the corrected workpaper or narrative so the modeling team can train on it.
- Adjudicate disputed treatments against published standards or firm guidance.
- Maintain reviewer-quality scores in inter-rater calibration cycles.
Qualifications
- Direct working experience with risk analysis on real engagements, transactions, or audits for Credit Risk and Underwriting AI Specialist work.
- A CPA, CFA, or ACA. A comparable credential or equivalent applied experience also works.
- Comfort applying multi-page rubrics consistently across long batches.
- Clear written reasoning that cites standards, regulations, or firm policy.
- Reliable async availability for at least 10 hours per week.
Example tasks
- Re-perform a risk analysis calculation produced by a model and flag any rounding or classification errors.
- Grade a model's narrative reasoning on a complex transaction and rate the citation quality.
- Adjudicate a disputed treatment between two reviewers using current standards.
- Audit a 25-row batch for rubric consistency and report drift to the program lead.
Nice to have
- Big Four, bulge-bracket, or in-house controller / risk experience.
- Familiarity with AI-assisted close, audit, or risk tooling and its failure modes.
- Bilingual experience for cross-jurisdiction reviews.
Skills
- Financial analysis
- Audit-grade review
- Regulatory standards
- Risk assessment
- Risk analysis
- Quantitative finance and economics
- AI evaluation
- Rubric writing
- Expert review
Work model
Remote — US-eligible. Remote · Independent specialist contractor. Employment type: CONTRACTOR. Applicants must be authorized to work from US.
Compensation
Hourly rate confirmed after the interview process.
Application process
Apply through AuraOne's specialist intake for role-specific routing and review. Final project scope, schedule, and contractor terms are confirmed before placement.
- ...Leading a team of underwriters, the full-time remote Underwriting Manager will oversee merchant credit evaluations and risk assessments, ensuring compliance with underwriting policies and managing complex accounts while driving continuous improvement in underwriting practices...RiskFull timeRemote work
- ...Marqeta, Inc. is seeking a Senior Director, Credit Risk to lead our underwriting organization and develop strategies for scalable credit programs. You will mentor a world-class team and collaborate with Product, Risk Operations, Finance, and Data, while partnering with...RiskRemote work
- ...Managing the underwriting and monitoring of merchant accounts, the full-time Risk & Underwriting Specialist II will ensure compliance with credit policies and regulatory standards while supporting daily bank file processing in a remote environment. Key responsibilities...RiskFull timeWork at officeRemote work
$163.6k - $245.4k
...$163,600.00 - $245,400.00Category: Risk ManagementCompany: CitiCiti's Leveraged Finance Underwriting team is looking for a Senior Vice President to lead credit underwriting, risk assessment, and... ...individuals. Our automated processing and AI do not involve relying on automatic...RiskFull timeWork at officeRemote work- Nationwide Mutual Insurance Company in the United States seeks a Head of Credit Underwriting for Specialty Finance. You will analyze credit risk across collateral protection, residual value and portfolio insurance, shaping pricing and underwriting guidelines. Lead a team...RiskRemote job
$170k - $190k
...will provide more details.We're seeking a Credit Vice President who will be part of our... ...Portfolio Management team. You will focus on underwriting and portfolio management in the Power &... ...names, monitoring for potential risk and regulatory rating changes and proactively...RiskFull timeWork experience placementWork at officeLocal areaRemote workOverseas- ...Risk Assessment SpecialistResponsible for providing a sound, independent and objective... .... This position will also oversee credit risk management and maintenance of credit... ...credit programs and policy.Conduct analysis/underwriting functions, as needed. Provide support on...RiskWork experience placementRemote work
$80 per hour
...creative and technical talent with leading AI research labs. Headquartered in San... ...Jack Dorsey . Position: Multiline P&C Underwriter Type: Contract Compensation: $... ...business, renewals, exposure analysis, and risk-improvement requirements. Create underwriting...RiskHourly payWeekly payContract workFor contractorsSummer workImmediate startRemote work$36.5 per hour
...through servicing, helping clients manage risk, maintain compliance, and scale... ...experienced HECM (Home Equity Conversion Mortgage) Underwriter to support our growing reverse mortgage... ...guidelines, investor requirements, and internal credit and operational standards. The ideal...RiskHourly payRemote work$125k - $155k
...Portfolio Management Group. You will conduct credit analysis and recommendation for... ...special projects as assigned.Advanced Credit/Underwriting Solutions:Work within a deal team... ...identify critical structural issues and risks, balancing institutional policy with business...RiskFull timeWork at officeLocal areaRemote work$110k - $179k
...Wells Fargo is seeking an Equipment Finance Underwriting Associate Manager to join our Vendor... ...This position involves managing a team of credit underwriters who review commercial... ...Vendor FinanceExperience with Credit and Risk AnalysisStrong Relationship Management Strong...RiskFull timeWork experience placementWork at officeRemote work$80 per hour
...creative and technical talent with leading AI research labs. Headquartered in San... ...Jack Dorsey . Position: Insurance Underwriting Specialists Type: Contract Compensation:... ...Design realistic scenarios involving risk selection, exposure analysis, policy terms...RiskContract workSummer workImmediate startRemote work$22 - $25 per hour
...AgWest Farm Credit is a member-owned financial cooperative that provides financing and... ...in the financial services industry. The Underwriting Analyst Intern will work in our Spokane,... ...the areas of credit underwriting, model risk management, and data analytics. The selected...RiskHourly payFull timeFor contractorsSummer workInternshipSummer internshipH1b- ...Amerant Bank in Coral Gables, FL, is seeking a Mortgage Credit Officer to oversee evaluation, approval, and monitoring of mortgage credit... ...regulatory compliance, accurate documentation, and effective risk management across lending activities. The candidate will collaborate...RiskRemote work
- ...solutions while maintaining the highest standards of credit quality, compliance, and operational excellence. Our Government Underwriting team is at the center of that mission, making... ...lending decisions that balance responsible risk management with an outstanding customer...RiskExtra incomeFull timeContract workFor contractorsRemote workWork from homeFlexible hours
- ...loans in Healthcare offices, focusing on underwriting quality, portfolio monitoring and... ...collaborates with Relationship Management, Credit Administration, Capital Markets and treasury... ...client relationships and ensure risk discipline. Responsibilities include underwriting...RiskRemote work
- ...Mortgage Insurance Corporation is seeking a detail-oriented Mortgage Insurance Underwriter to join our team in Wilmington, NC. The role focuses on assessing borrower creditworthiness and risk, leveraging technology to deliver excellent service while adhering to risk...RiskRemote work
- ...To accurately evaluate and underwrite HECM reverse mortgage loan files, the full-time Arizona Licensed Reverse Mortgage Underwriter will... ...communicating loan decisions effectively. Key responsibilities Evaluate risk in accordance with HECM FHA guidelines and company policies...RiskFull timeRemote work
$140k - $160k
...focused on investments in mortgage and consumer credit, including whole loans, asset-backed... ...Position Summary Bayview is building a dedicated AI Enablement function to accelerate the... ...business value, feasibility, scalability, risk, and level of effort, helping determine...RiskWork experience placementWork at officeLocal areaWork from homeMonday to Friday- ...Grasshopper Bank is seeking a strategic Head of Commercial Underwriting to lead underwriting and portfolio management for its Commercial portfolio, reporting to the Chief Credit Officer to manage aggregate risk and ensure sound lending policies. The role will coach a...RiskRemote work
- ...Splitero, Inc. is seeking an Underwriter to assess risk for our Home Equity Investment product. You will review credit, title, and appraisal documents, determine eligibility, and collaborate with processors and homeowners to move files to closing. You will own the pipeline...RiskRemote workShift work
- ...Amynta Group is seeking an Underwriting Assistant to support day-to-day global underwriting within the Structured Credit unit of Amynta Risk Solutions, reporting to the Senior Underwriting Technician. The role emphasizes keeping submissions, quotes, and bindings moving...RiskRemote work
$80k - $125k
...commercial financing firm to hire a Pricer / Underwriter. Backed by expanding institutional... ...flow, the funder is growing its four-person credit desk by adding a dedicated pricer alongside... ...on story deals without compromising risk standards. • Strong pace, accountability,...RiskWeekly payDaily paidImmediate startRemote work- ...Company Description LimitFi is a leading alternative credit manager specializing in insurance and risk transfer solutions. We source, underwrite, and manage credit exposure for a panel of insurers and reinsurers. Our services deliver AA/A rated insurance protection to...RiskFull timeWork at officeRemote work
- ...remotely in a full-time capacity, the HELOC Mortgage Underwriter will evaluate and underwrite Home Equity Line of Credit applications, ensuring compliance with company... ...Make informed underwriting decisions based on risk assessment and credit guidelines Collaborate with...RiskFull timeRemote work
- ...finance company, is seeking a Senior Mortgage Underwriter to manage complex residential files and ensure high-quality credit decisions in line with investor guidelines.... ...experience across prime and non-prime lending, strong risk judgment, attention to detail, and proficiency...RiskWork at officeRemote work
- ...World Business Lenders, LLC is seeking a Senior Credit Underwriter to lead complex underwriting for Non-QM mortgage lending and advise the Chief Lending Officer on optimal credit solutions balancing risk and business goals. You will oversee underwriting teams, mentor junior...RiskFull timeFor contractorsRemote work
- ...seeking an experienced, high-performing Mortgage Underwriter who thrives in a fast-paced environment and can make sound credit decisions with speed, confidence, and accuracy... ...income, assets, collateral, and overall loan risk Review income documentation, tax returns,...RiskFull timeSelf employmentWork at officeRemote work
$194k - $224k
...same question at once: how do we put agentic AI to work inside walls this critical? Very... .... Praxent builds the software that banks, credit unions, lenders, insurers, and wealth... ...means treating constraints like compliance, risk reviews, legacy systems, and audit and explainability...RiskPermanent employmentFull timeFor contractorsH1bLive inWork at officeRemote workRelocation- ...Senior Mortgage Underwriter - Build With Us Reporting to: Mike D’Ambrosio, EVP of Credit & Operations Location: NYC (Preferred), Open... ...how we use automation and AI to make faster, more consistent... ...on credit quality, collateral risk, and regulatory compliance....RiskFull timeSelf employmentRemote work
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Credit Risk and Underwriting AI Specialist [Remote]. Be the first to apply!





