Sr. Software Engineer

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses. Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment. Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship. Overall Purpose This position designs, develops, tests and maintains software product applications. Essential Functions Design, develop, document, test, and debug new and existing software systems and applications. Serve as technical expert on development projects. Drives full development life cycle including requirements analysis and design. Write technical specifications based on conceptual design and stated business requirements. Support, maintain, and document software functionality. Identify and evaluate new technologies for implementation. Analyze code to find causes of errors and revise programs as needed. Drive software design meetings and analyze user needs to determine technical requirements. Consult with end user to prototype, refine, test, and debug programs to meet needs. Complies with all security policies and procedures, to ensure that the highest level of system and data confidentiality, integrity and availability is maintained. Desired Skills Automation Ability to use Unix/Linux command line programs and create/edit scripts. Able to analyze results of automated deployment scripts and makes modifications. Design Able to prepare detail design documents from requirements. Familiar with Reporting tools such as Crystal Reports, Jasper Reports, BIRT, etc. General understanding of software environments and network topologies. Able to demonstrate OOA/OOD skills. Demonstrable understanding of distributed, component based architecture Working knowledge of networking and/or telecommunications protocols A solid understanding of event driven / asynchronous programming and multi-threading Demonstrable technical design skills (UML experience a plus) Familiar with TDD/BDD. Familiar with SOA framework, web services, etc. Coding Common Developer Skills - Competent (5+ years) Java or C# or C++ or Objective-C language programming skills. - Competent with SQL or PL/SQL and relational database concepts. - Experience with source code control systems. - Experience with secure programming techniques is highly desirable - Able to perform code reviews to ensure the code meets the acceptance criteria. Mobile Developer - 5+ years of experience in projects using Java, C++, Objective-C, or Swift - 2+ years design, implementation and unit testing of mobile applications - A solid understanding of event driven / asynchronous programming and multi-threading - Working knowledge of networking and/or telecommunications protocols - Experience/High comfort level with application layer technologies/protocols including XML Web Developer - 5+ years of experience with application layer technologies including HTML/CSS, XML, JavaScript, JSON, and REST - 3+ years of experience with web and application servers such as IIS, Apache IBM Websphere, Oracle WebLogic, JBoss, GlassFish, etc. - Experience with other computer languages like C#, Ruby, Python, and PHP is a plus Testing Able to maintain test scripts as needed. Prepares test strategy, test plan, test cases, and test summary documents. Experience with automated functional software testing frameworks, such as Cucumber, Selenium, etc. Performs unit, functional, load, user interface, performance, regression and system integration testing on new code or modified code prior to production releases. Produce and report project test metrics. Possess advanced knowledge of QA/QC techniques; certifications preferred Assists new staff on testing techniques and test methodologies Support Responsible for responding to situations in a timely manner, and meeting predetermined deadlines Ability to support/maintain existing products and add new features as requested by customers. Central point of contact for support of UAT/production applications as needed Keen troubleshooting skills across tiers/domains Ability to work on multiple projects Collaboration Agile/Lean methodologies experience Solid understanding of an iterative software development process Able to guide the team to produce estimates for all project activities and tasks. Responsible for eliciting user and functional requirements and ensuring they consistent and complete Mentor and monitor Software Engineers in the technical aspects of their assignments. Experience Education and experience typically obtained through completion of a Bachelor’s Degree in Computer Science and/or 5 or more years of related industry experience. The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor. Physical Requirements Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers. Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation. The base pay scale for this position in: Phoenix, AZ/ Chicago, IL in USD per year is: $118,000 - $152,000. San Francisco, CA in USD per year is: $142,000 - $183,000. Additionally, candidates are eligible for a discretionary incentive plan and benefits. This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes. Some of the Ways We Prioritize Your Health and Happiness Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses. 401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility. Paid Time Off – Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day. 12 weeks of Paid Parental Leave Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work. And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process! Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify. CURRENT EMPLOYEES: Apply for open positions via Job Hub in your Workday Account. Early Warning Services® delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps protect and advance the financial system. We serve a diverse network of approximately 2,500 financial institutions, government entities and payment companies. Our product solutions enable real-time funds availability for a variety of payment types through our payments network. Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. Early Warning Services® aims to make our recruitment process accessible to any and all users. If you have a disability or a special need that requires accommodation to navigate our website or complete the application process, please email View email address on click.appcast.io for an assistance request. View supplemental EEO is the law poster Early Warning has developed and maintains a written AAP and upholds pay transparency nondiscrimination. E-Verify Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify. Privacy Notice Effective: June 4, 2026 This privacy notice is intended to inform California residents of the personal information we collect, how it’s used and disclosed, and the rights you have in regard to such information. Click below for the full privacy notice