Restructure Specialist

As a Restructure Specialist with OneMain Financial, you will re-underwrite and renegotiate indirect auto loans through a network of franchise and independent automobile dealers throughout the United States. In this role you will work with the marketing team to grow geographic regions through phone calls, text messages, and emails.


Location: Onsite in Tempe, AZ

Schedule: Monday through Friday and rotating Saturdays

Pay: base + bonus potential

In the role:

• Communicate directly with dealership partners and provide best in class customer service.
• Work with the marketing team to help grow dealer network and improve current partner efficiencies.
• Underwrite changes to existing credit applications.
• Work with existing partners to engage nonparticipating and under performing dealerships.
• Negotiate rates, fees, terms, loan to values, and other items as necessary with dealership partners.
• Maintain a positive and mutually beneficial cohesion within the team.
• Assist other departments as required by business needs.
• Ensure compliance with OneMain's policies and procedures as well as State and Federal regulations.
• Other duties as assigned by leadership.

Requirements:

• High School Diploma/GED required
• 1 year of sales or credit experience
• Goal oriented self-starter
• Ability to work well with others

Who we Are

A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.


In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.


At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.


OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.