Catastrophe Field Large Loss Property Adjuster [Remote]
$62.1k - $117.9kjobgether
- Remote job
This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Catastrophe Field Large Loss Property Adjuster based in United States.
This is a high-impact property claims role focused on complex and large-loss residential claims resulting from catastrophic events and unexpected damage.
You will combine field inspections, virtual collaboration, coverage analysis, estimating, negotiation, and customer advocacy.
The role involves assessing significant losses from events such as fire, water, severe weather, and theft.
You will use advanced estimating and video technologies to investigate damage both onsite and remotely.
Success requires strong judgment, technical property knowledge, empathy, and the ability to make sound coverage decisions.
You will work independently and collaboratively while using data, analytics, and detailed documentation to support claim outcomes.
The position follows a 10-days-on, 4-days-off schedule , with hours of 7 a.m. to 7 p.m. and 70% or more travel .
Accountabilities:
- Investigate and manage complex and large-loss property claims, including losses involving fire, water, weather, theft, and other catastrophic events.
- Travel to loss locations to conduct detailed property inspections, assess damages, document findings, and prepare accurate repair estimates.
- Use virtual video technology to collaborate with onsite vendors, identify damage, and complete estimates when working remotely.
- Review policies and complex coverage information, determine how coverage applies, and clearly explain decisions and estimates to customers.
- Negotiate claim settlements in accordance with established methodologies while ensuring fair, timely, and accurate outcomes.
- Handle complex contents inventories, pricing analyses, mitigation bills, mortgagee claims, and claims involving public adjusters.
- Research and resolve complex customer concerns, conflicts, communications, and escalated issues with professionalism and empathy.
- Conduct reinspections of complex and highly complex estimates and provide quality feedback and coaching where appropriate.
- Apply advanced knowledge of regional construction types, building methods, and repair methodologies when evaluating property damage.
- Perform proactive analysis using data and analytics to support sound decision-making and identify trends or opportunities for improvement.
- Document claim files thoroughly, including investigation findings, evaluations, coverage decisions, estimates, and settlement rationale.
- Serve as a technical resource to leadership and colleagues on complex claims, coverage questions, and high-severity losses.
- Contribute to larger business initiatives and committees, including leading medium or large projects when assigned.
- Recommend appropriate escalation of claims to specialized or central teams when additional review is required.
- Participate fully in virtual meetings and training, including engaging on camera when required.
Requirements
- At least 5 years of property adjusting experience is preferred, with experience handling complex or large-loss claims strongly valued.
- Construction, restoration, or skilled-trades experience is preferred and should demonstrate familiarity with property damage and repair methodologies.
- Strong knowledge of regional construction types, property repair practices, estimating, coverage analysis, and complex claim investigation.
- Experience with Xactimate or comparable property estimating technology.
- Strong active listening, critical-thinking, time-management, negotiation, and problem-solving abilities.
- Excellent written and verbal communication skills, with the ability to explain technical and policy-related information clearly and empathetically.
- Ability to work effectively and independently in the field, remotely, virtually with vendors, and collaboratively with internal teams.
- Strong judgment and attention to detail when handling high-severity claims, customer concerns, and complex coverage decisions.
- Ability to use data and analytics to support decisions and communicate insights effectively.
- Willingness and ability to work a 10/4 schedule , with 7 a.m.–7 p.m. hours and 70%+ travel .
- Depending on the assigned location, an adjuster and/or appraiser license may be required within 60 days of hire, including any applicable additional background-check requirements.
- This opportunity is not available to candidates residing in California, Alaska, Hawaii, Puerto Rico, or Washington .
- Candidates must be able to meet remote-work requirements, including a dedicated private workspace and reliable internet service with minimum speeds of 50 Mbps download and 5 Mbps upload.
- Employment is subject to a background investigation, and employment-based visa sponsorship is generally not available.
Benefits
- Base salary: $62,100–$117,900 annually, depending on experience and qualifications.
- Eligibility for a $1,000 licensing sign-on bonus for candidates who already hold applicable active licenses, subject to eligibility requirements.
- Fully remote work arrangement with occasional field travel and virtual collaboration.
- Company-provided technology equipment, including a laptop, monitors, headset, keyboard, and mouse.
- Monthly connectivity reimbursement to help offset home internet costs.
- Opportunity to work in a role combining field expertise, advanced technology, analytics, and customer advocacy.
- Comprehensive employee benefits and programs designed to support professional and personal well-being.
- Equal employment opportunity and an inclusive workplace committed to considering qualified candidates based on job-related qualifications.
How Jobgether works:
We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.
We appreciate your interest and wish you the best!
Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.
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We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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