Solutions Architect - Indirect RV & Marine Lending Origination

Pay rate range - $85/hr. to $90/hr. 100% remote Project: Beginning Phase – New product launch Indirect RV & Marine Lending Origination Solution Architect Role Overview Seeking a hands-on Solution Architect to lead architecture strategy, modernization, and governance for the Indirect RV & Marine Lending Origination domain. The architect will drive target-state solutions, lending platform transformation, enterprise integrations, and architecture governance while partnering closely with business, product, delivery, and technology teams. Ideal Candidate A strategic yet hands-on architect with strong expertise in Indirect RV & Marine Lending, enterprise integrations, cloud-native architecture, lending platform modernization, and governance, capable of driving architecture from business capability definition through implementation and production adoption. Key Responsibilities Domain & Solution Architecture • Own end-to-end Solution Architecture for Indirect RV & Marine Lending initiatives. • Develop and maintain: o Business Capability Maps o Current-State and Target-State Architectures o Solution Architecture Documents o Integration and Data Flow Diagrams o Architecture Governance • Translate business objectives into scalable, secure, and resilient technology solutions. Lending Domain Expertise Architect solutions supporting the complete lending lifecycle, including:

• Dealer onboarding and management
• Customer acquisition
• Application intake and processing
• KYC / Identity Verification
• Fraud prevention and controls
• Credit bureau and CRIF integrations
• Underwriting and decisioning
• Pricing and offer generation
• Stipulation and document management
• Contract generation and e-signature
• Funding and disbursement
• Loan booking
• Core banking integration

Integration & Technology Architecture Design and govern:

• Real-time, Near Real-Time (NRT), Batch, and Event-Driven integrations
• API-first and Microservices architectures
• Enterprise integrations with: o Loan Origination Systems (LOS)

o Core Banking Platforms o Servicing Platforms (e.g., XAM) o CRIF platforms and decision engines o Credit Bureaus o Fraud, KYC, AML, and Payment platforms o Enterprise Data Platforms Modernization & Transformation

• Lead LOS modernization and cloud transformation initiatives.
• Develop migration and coexistence strategies between legacy and target-state platforms. • Drive conversion initiatives such as Sibel → CRIF or similar Origination System migrations. • Support platform consolidation and lending transformation programs.

Architecture Governance

• Produce high-quality architecture artifacts and executive-level documentation.
• Lead architecture reviews and secure approvals through:

o TDRC (Technical Design Review Committee) o ARB (Architecture Review Board) • Ensure alignment with Enterprise Architecture, Security, Risk, and Data Governance standards.

MUST HAVE

• 10+ years of technology experience with significant Solution Architecture experience.
• Deep expertise in processes and dealer ecosystems.

• Experience working with multi teams (various architecture functions) and clearing architecture decision through governance processes.
• Hand-on solutions architecture recommendations, current state, application view, eco view & sequence diagrams.

• Hands-on experience delivering enterprise-scale lending solutions.
• Strong experience with cloud platforms (AWS/Azure).

• Expertise in: o API-first architecture o Microservices and domain-driven design o Event-driven architecture and Kafka o Messaging and integration patterns o Docker, Kubernetes, OpenShift o High-volume, scalable application architecture o High availability, resiliency, and performance engineering

NICE TO HAVE

Indirect RV & Marine Lending Origination Experience with ArchiMate / iServer is a preferred skill. Experience with CRIF lending, credit, and decisioning platforms. Experience integrating with XAM or similar servicing systems. Experience with LOS replacement, modernization, and conversion programs, including Sibel to CRIF or similar platform migrations. Experience creating Business Capability Maps, Current-State, Transition-State, and Target-State architectures. TOGAF, AWS, or Azure certifications are a plus. Any specific education/certifications: TOGAF, AWS, or Azure certifications are a plus.