Business Banking Sr. Relationship Manager - Miami North

Job Overview This job is responsible for providing advice and valuable financial solutions to complex Business Banking clients and prospects. The primary point of contact/trusted advisor acquires, deepens, and maintains profitable relationships while collaborating with teammates and facilitating client relationships with Product Specialists. Job expectations include knowledge of the bank's products and services to identify cross‑selling opportunities and increase overall client satisfaction. Responsibilities Manages an extensive portfolio of complex clients and prospects with annual revenues of $20‑50 million and helps companies save, borrow, and invest for their current and future needs. Acquires, deepens, and maintains profitable client relationships through sales, prospecting and enhancing existing relationships. Understands and interprets financial and cash flow statements to assess and analyze financial conditions of companies and industry trends. Collaborates with local market stakeholders and teammates throughout the bank, including Investment Banking, Foreign Exchange, and Wealth Management, and facilitates client relationships with Product Specialists in Credit, Treasury Management, and Merchant Services to design and deliver financial solutions. Leads and facilitates dialogue with a variety of complex clients and prospects regarding topics such as the client and prospect industry, alternative capital structures, and general business issues. Coaches and mentors peers while utilizing leadership skills. Adapts to changes in sales practices and broader market and industry conditions as needed. Required Qualifications Minimum of five years of experience in commercial lending, business development, commercial credit, and portfolio management in business banking or middle market sector. Experience managing an extensive portfolio of clients with annual revenues of $20‑50 million. Proven track record of sales, prospecting new business, and enhancing existing relationships. Ability to understand and interpret financial statements and cash flow analysis to assess and analyze financial conditions of companies and industry trends. Desired Qualifications Bachelor's degree in business, finance, economics or related field or equivalent relevant work experience. Skills Business Development Client Experience Branding Client Management Client Solutions Advisory Relationship Building Account Management Financial Analysis Leadership Development Loan Structuring Referral Identification Credit Documentation Requirements Pipeline Management Referral Management Regulatory Compliance Risk Management Minimum Education Requirement High School Diploma / GED / Secondary School or equivalent. Work Schedule Shift: 1st shift (United States of America) Hours Per Week: 40 #J-18808-Ljbffr Bank of America