Credit Products Real Estate Asset Manager

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. At Regions, the Credit Products Real Estate Asset Manager works to manage due diligence, monitor loan and property performance and key performance indicators and assists with asset management and servicing of a real estate loan portfolio. This group provides client-specific off-balance sheet financing solutions through its various Agency Products – Fannie Mae, Freddie Mac, and HUD. The Credit Products Real Estate Asset Manager is responsible for managing a portfolio of commercial real estate loans, ensuring compliance, mitigating risk, and optimizing asset performance. This role involves detailed financial analysis, credit evaluation, and proactive problem resolution. The ideal candidate will have strong analytical skills, a deep understanding of loan servicing and asset management, and the ability to work independently with minimal supervision. Primary Responsibilities Maintains internal and external client relationships Reviews and interprets loan documents and servicing agreements Identifies and resolves problem assets within the portfolio Performs and reviews property financial analysis modeling Analyzes property-level financial statements for accuracy and performance trends Assess property condition and deferred maintenance through inspection reports; may conduct on-site property inspections Provides fundamental credit analysis, including market research, property performance evaluation, and comparable transaction analysis Reviews transaction due diligence including third-party reports, asset summaries, and cash flow models Manages asset servicing matters such as payoffs, prepayments, estoppels, lease reviews, SNDAs, reserves, escrows, draw requests, cash management, easements, financial reporting, inspections, post-closing items, and borrower requests Mitigates potential risks associated with assets in the portfolio Prepares asset summary memos for program approvals and borrower requests Requirements Bachelor's degree in Finance, Accounting, Real Estate or a related field Three (3) years of relevant experience in Real Estate, Underwriting, or Financial Analysis Skills and Competencies Ability to handle multiple assignments and meet deadlines Ability to work independently and responsibly with minimal supervision Comprehensive understanding of loan servicing and asset management functions Highly organized with attention to detail, prioritization skills, and responsiveness Proficient in Microsoft Office Suites (Outlook, Word, Excel) Strong analytical and problem-solving skills Strong verbal and written communication skills Additional Information This position may be filled at a higher level depending on the candidate's qualifications and relevant experience. This position is incentive eligible. Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors directly impact pay for individual associates including experience, skills, knowledge, contribution, job location and performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. Job Range Target Minimum: $73,994.50 USD 50th Percentile: $105,126.00 USD Incentive Pay Plans This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Location Atlanta, Georgia Equal Opportunity Employer/including Disabled/Veterans #J-18808-Ljbffr