Software Engineer, Core Product (New York)

About RampRamp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.The problems are high-stakes, data-dense, and unforgiving.We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.About the RoleThe team owns the core experience that helps finance teams control, automate, and optimize company spend.We build the engine that powers Ramp’s card and expense workflows—from card issuance and spend limits to approvals, policy enforcement, and real-time insights.Our systems handle billions of dollars in transactions and integrate deeply with Ramp’s AI platform, financial infrastructure, and partner ecosystems (banks, ERPs, HRIS).As a backend engineer on this team, you’ll work across product surfaces that are central to Ramp’s success: cards, approvals, spend controls, and automation intelligence.What You’ll DoDesign, build, and scale backend systems that power spend controls, approval workflows, and card transactions at massive scaleCollaborate cross-functionally with product, design, and data to deliver intelligent, user-first experiences for finance teamsIntegrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detectionOwn complex projects end-to-end — from architecture to deployment and observabilityPartner with the Product Platform and Integrations teams to ensure reliability, scalability, and data consistency across financial systemsContinuously improve Ramp’s transaction and policy infrastructure for performance, accuracy, and resilienceWhat We’re Looking For2+ years of software engineering experience (backend or fullstack with a backend focus)Strong fundamentals in backend systems and API design — experience with Python, Go, or TypeScript is idealFamiliarity with PostgreSQL, AWS, and modern observability toolingProduct sense: ability to balance technical quality with speed and user valueCollaborative, thoughtful communicator who thrives in high-ownership environmentsNice to HaveFintech or payments experience (cards, reconciliation, transaction processing)Exposure to AI- or rule-based automation systemsExperience integrating with ERP or accounting systemsFamiliarity with security, risk, or compliance-driven domainsExperience building reliable distributed systems that process large volumes of financial or transactional dataBenefits available to all full-time Ramp employees (Global)Flexible PTOCentralized home-office equipment orderingHealth and wellness stipendBudget for intra-office travelWeekly coffee stipendUnited States100% medical, dental & vision insurance coverage for you, with partial coverage for dependentsOne Medical annual membership401(k), including employer match on contributions made while employed by RampFertility HRA (up to $10,000 per year)Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% payPet insuranceIn-office perks: lunch, snacks, drinks, and moreRelocation support to NYC or SF (as needed)CanadaGroup medical, dental, and vision coverage through Sun LifeLife, AD&D, and disability coverageFertility drug coverage (up to $4,000 lifetime)Group Retirement Plan with employer match (RRSP + DPSP)Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced payEmployee Assistance Program and virtual care through Lumino HealthUnited KingdomPrivate medical insurance through Freedom EliteVirtual GP and at-home care via eMed x LiviWorkplace pension through Penfold, with salary sacrifice optionParental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced payReferral InstructionsIf you are being referred for the role, please contact that person to apply on your behalf.Other noticesPursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.Ramp Applicant Privacy NoticeCompensation Range: $168K - $275KLocationNew York, NY (HQ)Employment TypeFull timeLocation TypeHybridDepartmentEngineeringCompensationSF/NYTarget Base Salary $168K – $275K • Offers EquityThe final compensation will depend on the location and level at which the candidate is hired.