Senior Product Manager - Digital Payments & Tokenized Deposits

job summary:

# Senior Product Manager - Digital Payments & Tokenized Deposits

**Location:** Hybrid near a banking hub (New York City, Mount Laurel NJ, Delaware, or Charlotte NC); other East Coast-hour locations considered

**Duration:** 12-month contract, potential extension or conversion

**Openings:** 2

### Position Overview

Randstad Digital is seeking an experienced Senior Product Manager to support a major financial institution's digital payments and tokenized deposits initiative.

This position will focus on developing and delivering next-generation banking capabilities involving tokenized deposits, blockchain-enabled payment infrastructure, and digital money.

The ideal candidate has a strong background in banking product management, particularly payments, core deposits, settlement, treasury, or digital assets, and understands the operational and regulatory complexities of delivering new financial products.

### Key Responsibilities

- Lead product strategy, roadmap development, and end-to-end delivery of tokenized deposit and digital payment capabilities.

- Translate business, regulatory, and technology requirements into actionable product plans and priorities.

- Partner with Payments, Treasury, Finance, Risk, Compliance, Operations, and Technology teams.

- Support product design involving deposit systems, payment processing, settlement, liquidity, reconciliation, and digital wallets.

- Develop business cases, product requirements, delivery milestones, and implementation plans.

- Evaluate blockchain, distributed ledger technology, and digital asset infrastructure.

- Manage cross-functional dependencies, stakeholder decisions, risks, and operational readiness.

- Ensure new capabilities meet banking regulatory, security, and operational requirements.

### Required Qualifications

- 8+ years of relevant experience in product management, banking technology, payments, or financial services.

- Experience delivering digital asset, blockchain, payment, or market-infrastructure capabilities within a regulated financial institution.

- Strong understanding of core banking, deposit products, payment processing, settlement, and reconciliation.

- Knowledge of bank balance sheets, liquidity management, accounting, and regulatory reporting.

- Experience collaborating with regulators, payment-system operators, technology vendors, or industry partners.

- Experience managing enterprise product roadmaps and complex, cross-functional delivery initiatives.

- Familiarity with Agile product delivery, enterprise architecture, and risk and control frameworks.

### Preferred Qualifications

- Experience with tokenized deposits, stablecoins, blockchain, distributed ledger technology, or digital wallets.

- Background at a large financial institution, payments company, or fintech.

- Experience with treasury operations, core banking platforms, or digital asset infrastructure.

- Experience helping launch new banking products or modernize payment capabilities.

**Ideal Candidate Background:** Senior Product Manager, Payments Product Manager, Digital Assets Product Manager, Banking Product Lead, or Blockchain Product Manager.

location: New York, New York

job type: Contract

salary: $78 - 80 per hour

work hours: 8am to 5pm

education: Bachelors

responsibilities:

Key Responsibilities

• Lead product strategy, roadmap development, and end-to-end delivery of tokenized deposit and digital payment capabilities.
• Translate business, regulatory, and technology requirements into actionable product plans and priorities.
• Partner with Payments, Treasury, Finance, Risk, Compliance, Operations, and Technology teams.
• Support product design involving deposit systems, payment processing, settlement, liquidity, reconciliation, and digital wallets.
• Develop business cases, product requirements, delivery milestones, and implementation plans.
• Evaluate blockchain, distributed ledger technology, and digital asset infrastructure.
• Manage cross-functional dependencies, stakeholder decisions, risks, and operational readiness.
• Ensure new capabilities meet banking regulatory, security, and operational requirements.

qualifications:

Required Qualifications

8+ years of relevant experience in product management, banking technology, payments, or financial services.

Experience delivering digital asset, blockchain, payment, or market-infrastructure capabilities within a regulated financial institution.

Strong understanding of core banking, deposit products, payment processing, settlement, and reconciliation.

Knowledge of bank balance sheets, liquidity management, accounting, and regulatory reporting.

Experience collaborating with regulators, payment-system operators, technology vendors, or industry partners.

Experience managing enterprise product roadmaps and complex, cross-functional delivery initiatives.

Familiarity with Agile product delivery, enterprise architecture, and risk and control frameworks.

Preferred Qualifications

Experience with tokenized deposits, stablecoins, blockchain, distributed ledger technology, or digital wallets.

Background at a large financial institution, payments company, or fintech.

Experience with treasury operations, core banking platforms, or digital asset infrastructure.

Experience helping launch new banking products or modernize payment capabilities.

skills:

Agile,banking technology,blockchain,digital assets,digital asset,functional dependencies,Digital Payments,Tokenized,business cases,accounting,balance sheets,banking,liquidity management,treasury operations,core banking,Deposits,distributed ledger,enterprise architecture,financial institution,fintech,infrastructure,financial products,Finance,financial services,liquidity,operational readiness,payment processing,product design,product management,product requirements,product strategy,regulatory reporting,Risk,risks,security,roadmap development,product roadmaps

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Randstad Digital, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact


Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad Digital offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility).

This posting is open for thirty (30) days.