Credit Analyst

Description Opportunity to join one of the top lenders in the franchise finance industry with an exceptional culture and ability to grow your career. Primary role is to provide direct support for an experienced portfolio management team responsible for determining credit worthiness of new and existing borrowers based on established risk criteria. Location On Site as listed in Job Posting. Key Responsibilities Assist the Portfolio Managers with transaction setups, spreading financial statements, credit analysis, preparing projections and sensitivity analysis, completing risk ratings and credit approval documentation. Assist with annual customer evaluations and reviewing quarterly covenant compliance, documenting the analysis and communicating any issues timely. Communicate customer trends and troublesome loans to the portfolio management team leader, senior credit officer and commercial line manager on a timely basis. Assist with underwriting enterprise value and real estate related credit requests within established policy, guidelines, and turnaround times. Support periodic audits and responsible credit behavior by documenting decisions properly and completely, in adherence to policy, with particular diligence given to explaining overrides, variances, and credit decisions and ensure proper document storage. Review past dues (particularly maturing and renewing credits). Provide a high level of internal and external customer service including communication of credit decisions, account issues, and answering questions. Work with the loan administration and client specialists to manage loan maintenance including delinquencies and monitoring of loans. Requirements College degree in related field 2 years of relevant experience and/or training preferred. Benefit Highlights Medical with wellness incentives HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More — FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights ( notice from the Department of Labor. #J-18808-Ljbffr