Mortgage Processor

What You'll Do A Mortgage Loan Processor organizes the paperwork and documents pertaining to a mortgage loan. They are responsible for preparing disclosures, ordering appraisals, title work and escrow. Processors confirm data as compiled by the loan originator in SNMC’s Loan Operating System. Description What You'll Do A Mortgage Loan Processor organizes the paperwork and documents pertaining to a mortgage loan. They are responsible for preparing disclosures, ordering appraisals, title work and escrow. Processors confirm data as compiled by the loan originator in SNMC’s Loan Operating System. Essential Functions: Employment Income Assets Net worth Willingness to pay Property appraisal Property survey In their final analysis of the loan, the Mortgage Loan Processor determines when the file is complete and ready for underwriting submission. The file is then submitted to the underwriting for underwriting of all the documentation prepared and reviewed by the processor. Review the loan package Upon loan approval the Loan Processor will be responsible for coordinating the closing and funding of the loan with loan closer, loan originator, title, escrow and borrower. Accumulate any additional conditions as required from the borrower for funding. Requirements What We'll Love About You Excellent customer service Effective communication skills including written and verbal Basic knowledge of lender’s and investor’s underwriting and program guidelines Ability to prepare state and federally required disclosures Ability to manage processing pipeline Knowledge of basic underwriting guidelines to calculate income, assess adequate asset availability, review appraisal report, read title commitment/preliminary title reports 2+ years experience Preferred What You'll Love About Us Great Company Culture Top Workplaces 6 years in a row (2016,'17,'18,'19,'20 & '21) Going Places. Company recently added to the Russell 2000 Index, attributing our strong growth Rest and Relaxation. Accrued sick / vacation leave and 10 paid holidays Health Benefits. Medical with HSA and FSA options, dental, and vision Prepare for the Future. 401(k) with company match Physical Requirements Ability to sit for extended periods while performing computer-based work. Frequent use of a computer, keyboard, mouse, and telephone throughout the workday. Ability to view and read information on computer screens and printed documents. Frequent verbal communication with employees, loan officers, customers, and third-party vendors via phone, video conference, and in person. Ability to hear and comprehend conversations in person and over the telephone. Occasionally stand, walk, bend, reach, stoop, and lift or carry office materials weighing up to 20 pounds (such as files, paper boxes, office supplies, or equipment). Ability to maintain concentration and attention to detail while performing repetitive administrative tasks in a fast-paced environment. Ability to work in a standard office environment with frequent interruptions and changing priorities. May occasionally be required to attend meetings or training sessions at other company locations. #J-18808-Ljbffr