Loan Officer Assistant Assistant Mortgage Loan Partner

Overview Mortgage Loan Partner - Advanced Loan Officer Assistant. We are looking for a full-time Loan Partner 2 (LP2) who will help applicants get mortgage-ready and support them throughout the loan process. The LP2 is responsible for prequalifying home loan applications, issuing and managing quality pre-approval letters, and overseeing the success of every loan in the committed pipeline. The LP2 will work with the Loan Officer(s), borrowers, loan processors, underwriters, and third parties to close 95% or more of all loans on time while providing an outstanding experience from application to close. This position requires strong cash, credit, and capacity (income) analysis, communication, and resourcefulness. The team empowers employees, clients, and partners to reach their goals. Compensation is 75,000 with a possible performance based bonus or per-file bonus. Responsibilities Pre-Application - Contact all borrower(s) within 24 hours after an Initial Loan Consultation; request and review cash, credit, and capacity (income) qualifications for all borrowers. Pre-Approve - Accurately pre-approve all eligible borrowers; handle payment scenario requests and estimate closing cost scenarios; proactively contact pre-approved buyers; communicate effectively with Realtor partners. Pipeline - Onboard all newly received contracts for Rate Lock Consultation; submit loan applications to Loan Processing for eDisclosures; conduct weekly borrower and realtor updates and pre-closing funding calls; ensure 95%+ loans close on time with daily check-ins; resolve 95%+ of loan issues before escalating to the Loan Officer. Essential Duties Prequalify - Contact all newly received applications within 24 hours of LO assignment; review 1003 with borrowers and request necessary documents; explore options before turning down a pre-approval; keep Realtor partners updated; stay current on investor guidelines and program changes. Pre-Approve - Communicate pre-approval parameters to borrowers; provide supplemental pre-approval documents; notify referring Realtor immediately after issuing pre-approval; expedite rush pre-approval requests; flag red flags or potential issues to LO or Team Captain; dedicate a weekly time block to pre-approval outreach. Pipeline - Expedite onboarding for new contracts; perform a daily gauge to identify hot loans; attend daily branch pipeline meetings to track milestones; deliver weekly borrower update calls (and Realtors when needed); coordinate with loan processing teams; contact borrowers, attorneys, and realtors 24 hours before contingencies expire; review Closing Disclosures for accuracy against Loan Estimates; conduct pre-closing phone calls 48 hours before closing; make congratulatory funding calls to borrowers and Realtors; provide post-closing/funding support; be available after hours for urgent questions; consistently exceed borrower and referral partner expectations. Qualifications Active NMLS license or willingness to be licensed immediately Minimum 3 years in mortgage processing, underwriting, or origination Proficient in DU/DO, LP, and major investor guidelines Experience with Loan Origination Systems (ARIVE, Lending Pad, etc) Skilled in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook, OneNote) Strong verbal and written communication skills Ability to work under pressure and meet deadlines; excellent time management and organizational skills Ability to collaborate across branch and corporate levels Completion of regulatory compliance training Ability to speak and write in Spanish with Spanish-speaking borrowers Remote work is available Compensation 75,000 per year #J-18808-Ljbffr Lucrezia Loan Team, powered by Go Rascal Inc.