Associate Underwriter - Agri Business

Job Overview Under direct supervision, this position will perform entry‑level underwriting duties in support of an Agri‑business insurance underwriting team. The Associate Underwriter will perform the preliminary review of new risks as well as assist in the renewal process for existing accounts. General duties will include the evaluation of applications, endorsements, and related underwriting documents. The Associate will review individual agri business submissions to evaluate the degree of exposure and approve, request additional information, or reject based on company risk selection guidelines. This position functions in a production support role, but may be called upon to conduct agency visits, develop new business, and support marketing in a territory of assigned agents. The Associate Underwriter operates within a clearly defined level of delegated underwriting authority and refers risks of higher exposure or complexity to a senior underwriter. The position may also perform ancillary administrative duties for commercial accounts to support agency service objectives. The Associate Underwriter – Agri‑Business role is a hybrid position, and candidates may be considered from any of the following offices: Roseville, CA; Monterey, CA; Spokane, WA; and Phoenix, AZ. Requirements Underwriting practice, procedures, rules and regulations Rating plans (ISO or similar) and commercial lines coverages Knowledge of social, economic and competitive aspects of territory assigned National and local business conditions and trends Underwriting and marketing philosophy and procedure Insurance industry terminology and laws, especially those pertaining to assigned area General policies and procedures for underwriting insurance risks Correlate risk factors to underwriting standards to determine acceptance of risk A college degree in a business, insurance, or a financial discipline is preferred (or equivalent work experience) along with one to three years of commercial lines rating, processing, or underwriting experience, that includes loss analysis and risk selection. Dedication to continuing education, insurance certification and technical coursework is required. Candidates must be authorized to work in the United States without the need for current or future visa sponsorship. Benefits Accrue twenty‑one days of Paid Time Off during your first year Up to eighty‑seven percent of benefits are covered by CIG for you and your family members One hundred percent covered plans Basic Life & AD&D Employee Assistance Leave Management Long Term Disability Short Term Disability (Outside of CA) Employee Benefit Advocacy Hot Line Family Caregiver Support (Homethrive) Child Care Resources (Tootris) Business Travel Accident Protection Short-term Disability (CA only) Voluntary Life AD&D self, spouse, and child plans Flexible Spending (FSA) Health Savings (HSA) Hospital Indemnity Pet Insurance Critical Illness ARAG Legal Services Norton LifeLock Above and Beyond Reward Recognition Program Quarterly Above and Beyond Bonus Program Annual Above and Beyond Bonus Program Competitive compensation Base compensation Salary Management Spot Bonuses Annual Incentive/Profit sharing program, potential payout annually based on company results. Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more Insurance, educational reimbursement, and bonus programs Employee Referral Bonus Program Home and Auto Insurance Discount Program. Paid Volunteer Time – Through company‑planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you! Retirement savings benefit (401k and Roth + match) Wellness platform, tools, and events - Vitality Health Savings Account – match Financial Wellness Resources Salary Range $55,012 – $91,687. The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs. #J-18808-Ljbffr Capital Insurance Group