Compliance Analyst II

To monitor, research, analyze, and interpret relevant local, state, and federal law and other regulatory authority related to collections practices to ensure Navy Federal policies and practices comply with applicable legal and regulatory requirements in an efficient and professional manner consistent with Navy Federal policy and expectations. Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.Our approach to careers is simple yet powerful: Make our mission your passion.FORTUNE100 Best Companies to Work For 2025Yello and WayUp Top 100 Internship ProgramsComputerworld Best Places to Work in ITNewsweek Most Loved Workplaces2025 PEOPLE Companies That CareNewsweek Most Trustworthy Companies in AmericaMilitary Times 2025 Best for Vets EmployersBest Companies for Latinos to Work for 2025Forbes 2025 America’s Best Large EmployersForbes 2025 America's Best Employers for New GradsForbes 2025 America's Best Employers for Tech Workers2025 RippleMatch Campus Forward Award Winner for Overall Excellence Military.com Top Military Spouse Employers 2025 2025 Handshake Early Talent AwardFrom Fortune. 2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at View email address on click.appcast.io or by calling View phone number on click.appcast.io. This team cannot provide any information on job postings or application status.Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.Compliance or legal analysis experience or demonstrable knowledge in lending and collections including but not limited to the Fair Debt Collections Practices Act (FDCPA), Unfair, Deceptive, Abusive Acts or Practices (UDAAP) standards; Equal Credit Opportunity Act; Truth in Lending Act; Fair Credit Reporting Act; Real Estate Settlement Procedures Act; Telephone Communications Practices Act and applicable local and state collection laws and regulationsDemonstrated ability to analyze statutes, regulations and case law, determine applicability or exceptions and apply relevant factsKnowledge of research methods and practices as demonstrated by successful research, writing and/or educational experience in a relevant subject matter areaStrong interpersonal communication and persuasion skillsAbility to digest information and effectively present findings and conclusions clearly and concisely, both orally and in writingProficiency in using research tools (Lexis, Westlaw, etc.) and internet-based technology to conduct legal researchExperience in leading collaborative work teamsEffective oral and written presentation skillsBachelor's Degree in a related field, or the equivalent combination of education, training, and experienceDesired QualificationsPossess the Certified Compliance Officer (NCCO) or Certified Credit Union Compliance Officer (CUCO) designation or the ability to obtain the certification within the first year of employmentKnowledge and experience in collections, bankruptcy, repossessions, secured property, enforcement of liens, foreclosure or litigationCompliance or legal analysis experience from prior employment in federal financial institutions and/or in regulators of federal financial institutions, private law or consulting firmsKnowledge of current compliance issues in the financial services industryKnowledge of federal credit union operations, processes and proceduresAdditional InformationHours:Monday - Friday, 8:00AM - 4:30PMLocation:820 Follin Lane, Vienna, VA 221805510 Heritage Oaks Drive, Pensacola, FL 32526141 Security Drive, Winchester, VA 22602Supports business unit partners in formulating and analyzing policies and procedures and other operational materials that comply with local, state, federal and other regulatory authorityMonitors changes in local, state, and federal regulations, legislation, and agency rulemakingConducts research and analysis of local, state and federal legislation, regulations, case law, agency rules, regulatory and examiner opinions, and trade association publications and communicates analysis recommendations orally and in writing to management and business unit partners on complex positions and courses of action consistent with operations, strategic plan and organizational missionReviews risk assessments, draws conclusions, develops solutions and alternatives, and makes recommendations to managementDevelops and maintains compliance databases, matrices and trackers; and other resources and materials for the compliance libraryConducts compliance reviews across business units, advises management of findings and recommends corrective actionsParticipates/conducts compliance training sessions with business unitsFunctions as a liaison between departments on compliance mattersAssists Senior Compliance Officers and management in preparing responses to regulators, internal and external audits and management inquiriesReviews and assists Compliance partners and business units in preparing responses to regulatory member complaintsEnsures timely completion of required compliance and other training and tracks own attendanceLeads effective and collaborative project teams, facilitates/coordinates project work within and across business units, partners with technical project lead as appropriate, ensures project deadlines are met and implementation achievedAdvises management of potential risk to the enterprise & recommends mitigation strategiesReviews, drafts, and approves member facing communication ensuring compliance with applicable local, state and federal lawsPerforms other related duties as assignedFull timePosting Date: 2026-08-24