Relationship Banker I

Job Title Relationship Banker I Job Description Do you approach serving every customer like they are your family member? Are you intuitively aware of the overall picture and able to discern top priorities? Do you seem to forge positive and trusting relationships with everyone? Are you highly responsible and dependable? Do you always follow through on your promises, no matter what? Do you effortlessly handle challenging situations? Are you relentless about constant improvement? Do you have a learning mindset? Do you revel at the opportunity to provide personalized service that creates customer loyalty? Are you addicted to a positive attitude? Do you commit to meeting deadlines and never miss the little details? Role Overview The Relationship Banker will serve as the single point of contact for customers and mentor employees to do the same. They will connect with customers to understand how to match their needs with First United Bank products and services, while maintaining precision and adhering to policies and regulatory standards. Essential Duties Maintain a basic knowledge of all First United Bank products, services, procedures, policies and appropriate regulatory issues relating to daily job functions including but not limited to: Bank Secrecy Act; Privacy; Fair Lending; Regulation E; deposit, transaction and loan accounts. Follow proper procedures accurately and efficiently for all customer-servicing activities performed. Retain existing customers and develop new customer relationships. Serve as customers' single point of contact on all First United Bank products and services. Consistently meet and often exceed performance goals and actively participate in all sales campaigns; promote new products and services and educate customers and peers within the bank. Participate in all meetings, bank functions, and customer appreciation/community events as requested or assigned by supervisor. Consistently meet customer service expectations by offering excellent service, including greeting customers, smiling, using their name and building rapport with customers designed to generate customer loyalty. Identify and match customer product needs with First United Bank products and services by interviewing customers and discussing their financial needs including making referrals to other staff members and departments to ensure customer needs are met. Open new accounts, certificates of deposit, and all other ancillary products offered by the bank; answer customer questions, provide account opening information, and ensure that proper paperwork is completed and entered on the computer system. Assist customers with routine questions and requests: balance inquiries, temporary statements, check copies, stop payments, holds, online banking, ACH, automatic funds transfer, direct deposit, wire processing, coin processing, notary services, and privacy. Process a variety of transactions quickly with minimal or no errors according to established First United Bank policies and procedures; including but not limited to: accepting checks for cash and deposit; money orders, savings bonds, traveler’s checks, cashier’s checks, accepting and processing payments for loans and other services. Maintain appropriate drawer limits, perform cash verifications and vault duties. Verify all transactions, place holds as appropriate and prove cash drawer upon completion of assigned shift to ensure compliance with First United Bank standards and policies. Seek assistance as needed to resolve proof discrepancies. Proactively resolve customer complaints, problems, or other issues. Review and resolve account issues listed in insufficient and exception reports on daily basis: assist customers with account charge‑off repayment plans. Perform security functions by opening and closing bank and vault, and ensuring overall safety and security of bank grounds. Master the Primary Purpose and Essential duties of the Relationship Banker I position. Employee Specifications High School Diploma strongly preferred. Some college is strongly preferred. One year of retail experience is preferred. Cash handling experience is preferred. Superior customer service skills required. Basic mathematics to solve problems. Requires being exact or highly accurate with daily work. Ability to effectively read, write, and verbally communicate with customers and co-workers. Ability to manage time effectively and work independently, without close supervision. Ability to use good judgment and exercise decision‑making skills. Critical Thinking – requires logic and reasoning to identify solutions, conclusions or approaches to problems. Ability to multi‑task. Maintain a professional attitude and appearance. Behave ethically while at work or outside your work environment. Active Listening – actively look for ways to assist customers. Give full attention to what other people are saying, take time to understand the points being made, ask questions as appropriate. Benefits An award‑winning culture where faith, financial well‑being, personal development, and wellness are our foundation. We have consistently been named a Best Places to Work in Oklahoma recipient by OKC BIZ. An opportunity to make a difference in the lives of others, where we embrace our communities and invest our time and our hearts into making a difference. Opportunities for personal and professional growth because in order to spend life wisely, we must find our calling, not just a job or career. Exceptional benefits that include 401(k) matching contributions because we must have a vision for what our path to success looks like and a plan to sustain us along the way. The YouFirst Wellness Program with wellness incentives and fitness membership reimbursement options because how we feel each day impacts our life and the lives of those around us. Educational assistance and reimbursements. All Locations McKinney-Craig Ranch If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at View email address on click.appcast.io for assistance. First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law. #J-18808-Ljbffr