LATAM Financial Crimes Compliance Lead

Responsibilities Perform enhanced reviews of higher-risk international customers, including foreign nationals, entrepreneurs, privately held businesses, and multinational organizations. Evaluate LATAM and Venezuela-related exposure, including sanctions, PEPs, corruption, complex ownership structures, geographic risk, and cross-border activity. Review and corroborate source of funds and source of wealth using financial records, corporate documents, public information, adverse media, and other investigative sources. Analyze domestic and international payment activity, including wires and ACH, for indicators of money laundering, sanctions evasion, or other potentially suspicious behavior. Conduct sanctions screening and resolve alerts involving customers, beneficial owners, counterparties, financial institutions, jurisdictions, vessels, and related parties. Apply OFAC requirements to customer and transaction decisions, including blocked-party considerations, restricted jurisdictions, sectoral restrictions, the 50 Percent Rule, and general or specific licenses. Determine when activity may require restrictions, blocking/rejection, escalation, regulatory reporting, or additional investigation. Conduct CDD/KYC/KYB and EDD across onboarding, periodic reviews, event-driven reviews, and ongoing monitoring. Investigate unusual activity and prepare clear, defensible internal case narratives and escalations. Help enhance the organization's LATAM financial crime framework, including risk assessments, eligibility standards, EDD requirements, sanctions controls, escalation procedures, training, and reporting. Monitor regulatory and sanctions developments and translate changes into actionable policies, controls, workflows, and system requirements. Partner with compliance, operations, product, technology, and other stakeholders to implement program improvements. Maintain comprehensive case documentation, supporting evidence, and decision-making records suitable for audit and regulatory review. Candidate Profile 4+ years of financial crime compliance experience within banking, fintech, payments, or another regulated financial institution. Professional proficiency in Spanish, including the ability to analyze banking, corporate, business, and source-of-funds documentation. Experience supporting international or Latin American customers and transactions, ideally within a U.S. Financial institution. Practical knowledge of LATAM sanctions risk, with direct Venezuela-related experience strongly preferred. Strong knowledge of BSA/AML, sanctions, KYC/KYB, CDD/EDD, beneficial ownership, transaction monitoring, adverse media, and suspicious/unusual activity escalation processes. Hands-on experience interpreting and applying OFAC requirements, including sanctions screening, alert disposition, blocked property, restricted jurisdictions, licensing, the 50 Percent Rule, block/reject decisions, reporting, recordkeeping, and potential sanctions-evasion matters. Experience assessing complex international ownership structures, cross-border transactions, and source of funds/wealth. Familiarity with Venezuela-related risk factors such as state-owned enterprises, PEP exposure, currency controls, corruption, and trade-based money laundering. Strong investigative judgment with the ability to independently identify information gaps, reach defensible conclusions, and elevate complex matters. Experience with sanctions screening, transaction monitoring, case management, and investigative research platforms. Strong written communication, analytical, organizational, and stakeholder-management skills. Experience leading or coordinating cross-functional compliance initiatives is preferred. ACAMS, CGSS, or a comparable financial crime certification is a plus. *Open to hiring in Miami, New York City or remote* #J-18808-Ljbffr Madison-Davis