Indirect Loan Specialist

Job Description

Job Description

MCCU is hiring a Indirect Loan Specialist! Click the link below to review the complete job description.

Ideal Candidate:

You’ll thrive in this role if you enjoy a fast‑paced lending environment, building strong dealer relationships, and making quick, accurate lending decisions. The ideal candidate is detail‑driven, confident in analyzing credit applications, and committed to providing exceptional service to dealership partners while supporting healthy loan growth.

1. What Sets You Apart

• Service: You provide fast, accurate loan decisions and helpful communication that supports both members and dealership partners.
• Attention: You are thorough, accurate, and compliant when reviewing documents and underwriting applications.
• Pride: You take ownership of your assigned loan files and maintain professionalism in every interaction.
• Value: You contribute to loan growth while maintaining strong credit quality and sound risk management.
• Advocate: You build collaborative relationships with dealerships and internal partners to support efficient, positive loan outcomes.

1. What You Bring to the Role

• One to three years of similar or related lending or financial services experience
• College degree preferred (or equivalent experience)
• Strong communication skills with the ability to deliver clear, concise instructions
• Ability to build and maintain positive relationships with dealerships and internal teams
• Proficiency in Microsoft Office
• Knowledge of federal and state credit regulations
• Ability to exercise judgment, diplomacy, and tact in sensitive situations
• Ability to coordinate effectively across departments

A Preview of What Joining Us as a Indirect Loan Specialist Looks Like

As an Indirect Loan Specialist, you will play a key role in processing, evaluating, and underwriting indirect loan applications. You will assist dealerships and potential borrowers with application submissions, verify documentation, and make informed loan decisions in alignment with credit union policies and credit authority limits. You will be responsible for maintaining strong dealer relationships, communicating decisions promptly—typically within 15 minutes—and ensuring all files are documented thoroughly, accurately, and in compliance with lending regulations.

The Impact Behind This Role

1. Support loan growth while maintaining strong underwriting standards
2. Strengthen dealer relationships through timely, professional communication
3. Ensure accurate and compliant documentation on every loan file
4. Identify opportunities for improved processes or risk mitigation
5. Maintain compliance with CU policies and federal/state lending regulations
6. Promote positive team collaboration and operational efficiency

To learn more about our company, culture, and the benefits we offer, please click here.

Please note: This posting is not intended to serve as a full job description and does not outline all essential duties, responsibilities, or requirements of the role. For complete detailed information about this position, please refer to the linked job description at the bottom of this posting.

MCCU is an equal opportunity employer. A ll qualified applicants will receive consideration for employment and will not be discriminated against on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.

A disabled individual requiring reasonable accommodation shall not be denied the opportunity due to a disability. Applicants requiring accommodations to the application and/or interview process should contact a representative of the Human Resource Department at View phone number on ziprecruiter.com.

All employment offers with My Community Credit Union are contingent upon the candidate having successfully completed a criminal background and credit check. My Community Credit Union will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state, and federal law.