Financial Analyst I

Entry Level Financial Analyst

Job Description

The Entry Level Analyst role sits within a Securities Administration Services group and focuses on processing complex transactions and reconciliations related to loan and security payments. You perform detailed data entry, accounting, and analysis of pooled loan data from multiple mortgage servicers, ensuring that variances are identified, researched, and resolved. You work extensively with collateral, securities, default, and trust administration, interpreting controlling legal documents when issues arise with collateral or bond payments. This position offers significant growth opportunities within the organization and provides remote flexibility with periodic on-site collaboration.

Responsibilities

• Process the most complex transactions and reconciliations related to loan and security payments with a high level of accuracy and attention to detail.

• Provide remittance and correction information to servicers in a timely and clear manner to ensure accurate payment processing.

• Monitor and analyze pooled loans to identify non-compliance, and clearly communicate findings and relevant information to investors.

• Evaluate servicer performance to ensure adherence to stated agreements and escalate issues as appropriate.

• Participate in system enhancements by attending user groups and conducting testing to validate new functionality and changes.

• Identify, document, and communicate processing exceptions that may affect similar series across individual portfolios to support consistent resolution.

• Maintain a strong working knowledge of collateral, securities, default, and trust administration to effectively handle complex issues.

• Perform data entry, accounting, and detailed analyses of pooled loan data from multiple mortgage servicers using various database systems and Excel.

• Use multiple database systems and Microsoft Excel to reconcile data, identify variances, and ensure all discrepancies are investigated and accounted for.

• Research and interpret controlling legal documents, including those related to collateral and bond payments, to resolve issues and ensure compliance.

• Collaborate closely within a team-oriented, deadline-driven environment to complete analyses by specific monthly cutoff dates, including working overtime when needed.

• Train junior-level staff on processes and systems as needed, providing guidance and support to help them develop their skills.

• Review junior staff processing and reconciliations to ensure accuracy, completeness, and adherence to established procedures.

• Propose recommendations for process improvements and contribute to the implementation of automated solutions on an ongoing basis to increase efficiency.

Essential Skills

• Proficiency with Microsoft Excel, including formulas, pivot tables, VLOOKUP, and other advanced functions used for data analysis and reconciliation.

• Strong business analysis and analytical skills, with the ability to interpret complex financial data and identify trends, variances, and issues.

• Solid understanding of finance, accounting, or related disciplines, particularly as they relate to pooled loans, securities, and trust administration.

• Ability to perform detailed data entry and accounting tasks with a high degree of accuracy and consistency.

• Capability to research and interpret controlling legal documents, especially those governing collateral and bond payments.

• Effective communication skills to convey findings, remittance corrections, and compliance issues to servicers, investors, and internal stakeholders.

• Ability to work in a deadline-driven environment and manage workload to meet monthly analysis and reporting timelines.

• Preferred: At least 1 year of experience in financial services, which may include internship experience.

Additional Skills & Qualifications

• Bachelors degree in Math, Economics, Finance, Accounting, Statistics, Business, or a related field.

• Experience working with pooled loan data, mortgage servicers, or securities administration is beneficial.

• Comfort using multiple database systems and technology tools to manage and analyze large data sets.

• Strong quantitative and math skills to support complex financial and statistical analysis.

• Ability to collaborate in a team-oriented environment and contribute to group problem-solving.

• Interest in process improvement and automation, with a willingness to propose and support new solutions.

• Motivation to grow within the organization and take on increasing levels of responsibility over time.

Job Type & Location

This is a Contract to Hire position based out of Columbia, MD.

Pay and Benefits

The pay range for this position is $23.00 - $23.00/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Columbia,MD.

Application Deadline

This position is anticipated to close on Oct 9, 2026.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email View email address on click.appcast.io (%View email address on click.appcast.io) for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.