Commercial Loan Processor

Commercial Loan Processor

More Than Processing - This Is Full-Cycle Commercial Processing at Cornerstone Bank! Do you enjoy seeing a loan through from start to finish? If you're passionate about loans, finance, accounting, and delivering exceptional customer service, we'd love to have you join our team as a Commercial Loan Processor. This is more than a traditional processing role. At Cornerstone Bank, our Commercial Loan Processors serve as both a processor and closer, taking ownership of the entire loan closing processfrom approval through processing, funding and post-closing. You'll work closely with lenders, customers, title companies, attorneys, appraisers, and other third parties to ensure every closing is accurate, timely, and seamless. Commercial Loan Processors are responsible for full loan processing, from A Z!

Responsibilities:

• Process commercial loans from approval through processing, closing and post-closing including ordering appraisals, title commitments, flood determinations and more.
• Prepare, review, and coordinate loan documentation for commercial loan closings to ensure all loan files are complete, documented accurately, and compliant with both Bank Credit policy and Regulatory requirements.
• Balance closing statements with title companies and resolve discrepancies before funding.
• Coordinate all aspects of the processing and closing process with internal and external partners.
• Fund loans through the Bank's Core processing system while ensuring all conditions have been satisfied.
• Manage the disbursement of closing funds by initiating wire transfers and processing payments to title companies, appraisers, attorneys, inspectors, and other vendors.
• Deliver exceptional service by communicating proactively with customers and lenders throughout the whole lending process.

Skills:

• Highly organized with strong attention to detail.
• Thrives in a fast-paced environment where no two days are the same.
• Enjoys balancing numbers and ensuring accuracy throughout the loan process.
• Excels at coordinating multiple tasks, deadlines, and internal teams simultaneously.
• Has strong problem-solving and critical-thinking skills.
• Takes ownership of the entire loan process from approval through closing and funding.
• Communicates & collaborates effectively with customers, lenders, title companies, attorneys, and vendors.
• Is committed and takes pride in providing outstanding customer service and creating a seamless closing experience and contributing to the success of the bank.
• Has strong computer skills and the aptitude to quickly learn and utilize advanced banking systems and technology.

The Details:

• Your work schedule is 8:00 AM 5:00 PM, Monday through Friday in the office.
• College is not for everyone; a high school diploma or equivalent is our minimum requirement.
• Banking experience preferred.
• Experienced in Loan operations, Loan Processing and/or Closing is preferred for success in this role.

Cornerstone Bank is not like bigger banks. We're a locally owned community bank and working here has its advantages! You'll work directly with all departments to gain a better understanding of the overall operations, and you'll have access to all employees, including the bank President! We are a small business, founded in 2001, with less than 100 employees. We have an attractive benefit package and offer competitive wages. Employees participate in fun company events throughout the year, and you'll be surrounded by friendly co-workers in a supportive team environment. If you're looking for a position where you can truly make an impactnot just process paperwork but manage commercial loans from approval to processing to closing to fundingwe'd love to meet you. Join Cornerstone Bank and become an essential part of helping local businesses succeed.

Benefits and Perks:

• Health insurance plan, dental, vision, short-term disability, company-paid long-term disability, company-paid life insurance, paid time off, 401(k) retirement plan with company match, monthly telecommute day, professional development.
• Casual Friday/Jean Day, Red Friday/game days (KC Chiefs), fitness reimbursement program, paid volunteer program, quarterly birthday events, team-building events throughout the year, work-life employee assistance program and discounts.

Physical Demands: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is a largely sedentary role and the employee must be able to remain in a stationary position 75% of the time; however, some filing and use of office equipment is required. Continually utilize hand and finger dexterity. Continually utilize visual acuity to operate equipment, read information, and/or use a keyboard. Frequently required to communicate with customers/clients about their account; must be able to exchange information in these situations. Occasionally required to move about inside the office to access file cabinets, supplies, office machinery, etc. Occasionally required to move items up to 10 pounds.

Emotional Demands: Ability to maintain regular attendance and be punctual, complete assigned tasks without direct supervision, work and sustain attention with distractions and/or interruptions, and multitask without loss of efficiency or accuracy. Ability to perform under stress and interact appropriately with a variety of individuals including customers/clients and perform in situations requiring speed and deadlines. Ability to work as an integral part of the team. Work Environment Works in typical bank/office environment, located on second floor with elevator access. Cornerstone Bank is an Equal Opportunity Employer The job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities and activities may change or new ones may be assigned at any time with or without notice.

Cornerstone Bank - Overland Park, KS