Underwriter

As an employer, BCU models the dynamic assets of a top workplace, including confidence in company leadership, competitive compensation and benefits, employee development, workplace flexibility, and a passionate employee culture supporting a unified vision. At the Credit Union, you'll have a career in a growing organization and an environment that supports your professional and personal growth. Our WHY is the reason we exist: To Empower People to Discover Financial Freedom. What do you celebrate as your purpose? At BCU we celebrate what makes you authentically YOU! #bYOU This position has a base salary range of $72,000 - $108,000 USD Annual. This range represents the expected base salary range for this position. The actual salary may vary based upon several factors including, but not limited to, relevant skills/experience and time in the role. Summary Responsible for decisioning consumer loan and credit applications accurately and efficiently. Provides prompt, in-depth, and collaborative service for internal customers. Role and Responsibilities Apply risk analysis skills to make timely decisions in a fast-paced environment and manage multiple requests while producing accurate loan decisions. Communicate decisions, collaborate on restructures, and answer questions for frontline reps and internal customers. Identify refinance opportunities on all applications. Assist Underwriting or Risk Manager with special projects pertaining to loan process improvement. Assist with loan desk coverage so there are no delays. Assist with loan system testing as needed. Identify and communicate risk trends and process improvement opportunities. Qualifications and Education Requirements Bachelor’s Degree or equivalent experience Minimum 2 years loan underwriting experience preferred (general consumer loan experience also considered) Strong analytical and problem-solving skills Excellent oral and written communication skills Ability to work in a team environment with a proactive approach to problems Ability to work independently in a fast-paced environment and manage multiple requests while producing accurate decisions Saturday and evening hours are required BCU Shared Values We foster an environment of INCLUSION. All individuals are treated fairly and respectfully, have equal access to opportunities and resources, and can contribute fully to the organization's success. We act with INTEGRITY. We follow the golden rule without exception. We display COURAGE in our convictions. We drive innovation, reaching beyond boundaries and thoughtfully explore new horizons. We excel through COLLABORATION. By working as one, sharing information and seeking solutions, we deliver exceptional outcomes. We WOW our members. We focus intensely on putting the member first, delivering extraordinary experiences that create lasting relationships inside and outside the organization. We value relationships and referrals and are committed to creating the best work environment possible. From our casual dress code to flexible work arrangements, we’ve created a unique and inclusive culture that supports a healthy work/life balance. For this reason and more, BCU has been named a 2023 Gallup Exceptional Workplace Award Winner . #LoveBCU Click here to visit our Benefits Website! #J-18808-Ljbffr Baxter Credit Union