Vice President, Credit Risk Review

Vice President, Credit Risk Review Location: New York City, New York. Responsibilities Help deliver CRR’s mandate. As an independent assurance function within our 2nd Line of Defense, Credit Risk Review (CRR) provides assessment and assurance on the quality of BNY’s credit exposures, quality of credit evaluation and approval, accuracy of credit ratings, and the degree of adherence to BNY’s credit risk policies, standards, procedures and risk appetite. Help exercise CRR’s authority. CRR holds override authority on Credit decisions including risk ratings, and the authority to raise issues and track their remediation to completion. CRR also provides assurance to external examiners and regulatory authorities whether our credit assessment process complies with regulatory guidelines. Lead and participate in comprehensive credit risk reviews of various lending portfolios to provide an independent assessment of the Bank’s quality of credit exposure and the degree of adherence to risk policies, procedures and guidelines. Perform detailed independent credit analysis which includes financial statement analysis, ratio analysis and cash flow analysis on the borrowers within the lending portfolio under review. Ensure that individual credits are appropriately underwritten, properly risk rated and adhere to the Company’s risk policy. Ensure an appropriate assessment of credit risk through early identification of issues, problems and exceptions regarding credit, as well as industry and geographic risk assessments to support early detection of credit and/or portfolio deterioration. Lead or participate in opening meetings, closing meetings and communicate any issues to the Head of Credit Risk Review, senior management and the credit risk team of the lending portfolio under review. Keep current with federal and state regulations/guidelines pertaining to the lending function that may impact the Company’s lending portfolio. Participate in CRR continuous monitoring, regulatory requests and other independent third‑party requests, and other projects assigned by CRR management. Demonstrate leadership through project management and execution, analytical sharpness and intellectual curiosity, training of less experienced peers. Qualifications Bachelor’s degree in accounting or finance or another related field; MBA, CPA, CFA or related certifications preferred. 7–10 years relevant experience in credit risk review, credit risk or a relevant specialty. Credit officer experience and track‑record of holding material individual credit authority is preferred. Experience in a major financial institution is preferred, primarily in the U.S., but international experience may also add value. Completion of a credit training program preferred. Additional core skill requirements include in‑depth credit analysis and knowledge of various lending portfolios. Thorough knowledge of various lending products. Specific areas of technical expertise preferred: (1) Private Banking lending products and practices, (2) real‑estate lending, (3) financial institutions and (4) counterparty credit risk. Confidence, strong negotiation, oral and written communication skills. Pragmatic and commercial approach. Ability to work collaboratively and productively with various internal and external stakeholders. Benefits and Compensation BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay‑for‑performance philosophy. We provide access to flexible global resources and tools for your life’s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team through generous paid leaves, including paid volunteer time. The base salary for this position is expected to be between $83,000 and $165,000 per year at the commencement of employment. However, base salary if hired will be determined on an individualized basis, including as to experience and market location, and is only part of the BNY total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, short and long‑term incentive packages, and company‑sponsored benefit programs. BNY is an Equal Employment Opportunity/Affirmative Action Employer – Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans. #J-18808-Ljbffr Limelight Health