Senior Product Manager

Launch new TD Auto Finance products, programs, and services from inception to delivery Understand growth and profitability objectives and generate product ideas Gather high-level requirements and develop business cases Gain executive support and manage stakeholders across impacted teams Build product value propositions and map required investments Formulate product portfolio strategy, policy, and overall direction Develop and implement products, policies, and procedures to enhance the end-to-end customer experience Oversee delivery of products and services to customers Act as subject matter expert for product-related inquiries and advise senior management Lead business plans to increase new account growth and track P&L impact Analyze customer, market, industry, and competitor trends and identify opportunities Facilitate ideation and problem-solving sessions with partners and vendors Design end-to-end processes for product and segment development, implementation, reporting, and feedback Direct market research to determine customer needs Manage product features and enhancements and support strategic initiatives Deliver financial results through pricing, margin, volume, acquisition, retention, customer experience, engagement, and market share levers Support product reviews, planning, forecasting, and strategic review sessions Establish product policies and processes aligned with risk appetite Oversee product deliverables within budget and approved plans Champion annual business planning and monthly/quarterly forecasting Collaborate with IT, operations, legal, compliance, marketing, and other internal and external service providers Identify and manage market, credit, and operational risks Maintain relationships with distribution channel owners and business partners Mentor colleagues, share knowledge, and support team development Requirements Undergraduate degree or product certificate and/or 10+ years of relevant experience Previous product experience required Experience leading strategy strongly recommended Advanced knowledge of product research, product analysis and development, forecasting, pricing, and competitive intelligence Knowledge of current and emerging competitor and market trends Advanced ability to lead, plan, implement, and evaluate program/project activities Ability to forecast and contribute to product strategic direction and advise senior leadership Ability to establish goals and objectives supporting the strategic plan Skill in mentoring, coaching, and performance management Effective oral and written communication skills Ability to collaborate and build relationships across teams and functions Ability to work successfully independently and as a team member Sound judgment in decision-making Ability to analyze, organize, and prioritize work while meeting multiple deadlines Skill in preparing and managing budgets and P&L Knowledge of analytical software tools, data analysis methods, and reporting techniques Proficiency with computer applications including MS Office Ability to handle confidential information with discretion Knowledge of regulatory requirements, customer, market, and industry considerations Knowledge of and compliance with Bank and Industry Codes of Conduct Ability to maintain risk management and control processes aligned with risk appetite Core Competencies Demonstrates expertise in product development, strategy formulation, and market analysis, with a strong focus on enhancing customer experience and driving profitability. Proficient in managing cross-functional teams and stakeholder relationships while ensuring compliance with regulatory requirements. Highest-signal resume keywords Product Development Market Research Strategic Planning P&L Management Stakeholder Management ATS Optimization Keywords Hard Skills Product Analysis Forecasting Pricing Strategy Competitive Intelligence Data Analysis Budget Management Risk Management Program Management Product Policy Development End-to-End Process Design Soft Skills Effective Communication Mentoring Collaboration Decision-Making Problem-Solving Certifications & Qualifications Product Certificate Industry Keywords Banking Financial Services Regulatory Compliance Customer Experience Market Trends Tools & Technologies MS Office Analytical Software Tools #J-18808-Ljbffr