Commercial Portfolio Manager

Job Category : Lending/Commercial/Residential/Specialized Requisition Number : COMME001439 Posted : May 8, 2026 Full-Time Hybrid Locations Showing 1 location Cottonwood Heights, UT 84047, USA Pay or shift range: $85,167 USD to $110,717 USD The listed range is the estimated amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons. Description Pay Range: $85,167USD to $110,717 USD TheCommercialPortfolio Manager oversees acommercialloan portfolio, working with market lenders to provide tailored financial solutions. Their responsibilities include monitoring loan quality, ensuring covenant compliance, and guiding loans through the approval process. While not tasked with sourcing newcommercialbusiness, the role focuses on converting prospects into loyal clients andmaintainingongoing loan performance. Ideal candidates are analytical, well-versed in credit principles, and skilled communicators. They bring a proactive approach to risk management and thrive in collaborative environments that support both client satisfaction and internal teamwork. Through vigilant portfolio management and a focus on responsive service, theCommercialPortfolio Manager reinforces the company’s financial strength and client retention efforts, playing a critical role in long-term market growth. All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cybersecurity, and risk management best practices, as well ascomplying withall applicable laws, regulations, and organizational policies.

ESSENTIAL DUTIES

Manage andmonitora commercial loan portfolio, overseeing performance, risk, and pipeline activity. Serve as the primary liaison between Relationship Managers and internal partners (Credit, Underwriting, Loan Documentation, and Operations) to efficiently fulfill new credit requests, renewals, and modifications. Own the end-to-end underwriting and approval process for assigned loans, including presenting requests toLoanCommittee. Analyze financial statements, assessmarketand credit risk, and partner with Credit Analysts to ensure sound loan structures. Prepare and complete annual reviews, covenant testing, and ongoing credit quality assessments in alignment with bank credit policy. Proactivelyidentifyrevenue opportunities, emerging risks, and needed changes to risk ratings, loan terms, or covenants. Participate in client andprospectmeetings to deepen business understanding and support renewals, reviews, and new businessconversion. Maintain complete and compliant loan documentation from approval through closing and ongoing servicing. Build and sustain strong relationships with clients while helping resolve credit issues and delinquency concerns. Coach and support lenders throughout the credit process, reinforcing bank policies, best practices, and client-focused solutions. Comply withapplicable laws and regulations as well as the Bank’s written policies and procedures. Stay current on industry trends, regulatory changes, and commercial products to support sound, forward-thinking credit decisions. Assume responsibility for special projects andtasks asassigned.

EDUCATION & CERTIFICATIONS

Bachelor’s degree in Finance, Business Administration,a related field, ora commensuratecombination of education and experiencerequired. A minimumoffiveyears of experience in loan portfolio management, including commercial loan documentation,required.

MINIMUM REQUIREMENTS

Exceptional business development, networking, and relationship-building skills. Strong understanding of sales principles, with the ability toidentifysales opportunities, provide meaningful product recommendations, and support an overall culture of sales excellence. Strong knowledge of relevant regulatory and compliance requirements with a deep understanding of how these rules and regulations apply to sales functions within a financial institution. Strong knowledgeof loan processing and financial documentation, withbroad and in-depthknowledge of relevant laws, regulations, and best practices. Strong critical-thinking skills and the ability to analyze potential project outcomes with the adaptability to redirect attention as needed to meet targets and deadlines. Confident decision-making abilities and the skill to use sound judgment about the timing of choices; particularly the ability to make informed, responsible decisions with limited information or under considerable amounts of stress. Exceptional attention to detail with the ability to remain organized and produceaccurate, efficient work in a fast-paced environment. Excellent communication skills and the ability to communicate effectively, verbally and in writing, with internal and external customers at all levels. Ability to complete standard calculations and apply basic mathematical concepts in practical situations. Ability to interpret various ratios and relationships inherent in common or specialized financial and data-driven reports. Strong organizational and time management skills to handle multiple tasks, prioritize work, and meet deadlines. A positive and proactive approach to work,demonstratingenthusiasm, adaptability, and the ability tomaintaincomposure and professionalism in stressful or adverse conditions. Strong critical-thinking skills and the ability to analyze potential project outcomes with the adaptability to redirect attention as needed to meet targets and deadlines. Proficient computer literacy, including comfort with Microsoft systems and Office Suite. Intermediate typing skills to meet the needs of this position. Current driver’s license and reliable transportation withappropriate insurancecoverage; additionally, the ability to drive occasionallyin the course ofperforming assigned duties and responsibilities. The ability to work with minimal or no supervision.

PHYSICAL DEMANDS AND WORK ENVIRONMENT

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonableaccommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employeeis regularly required totalk or hear. The employeefrequentlyis required touse hands or fingers; handle or feel objects, tools, or controls. The employeeis occasionally required tostand; walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment isusually lowto moderate. NOTE This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees willbe requiredto follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All dutiesand responsibilities are essential functions and requirements and are subject topossible modificationtoreasonably accommodateindividuals with disabilities. To performthis job successfully, the incumbents willpossessthe skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship. The company is an Equal Opportunity Employer,drug-free workplace, andcomplies withADA regulations and other laws/regulations as applicable . Benefits: We are dedicated to creating a workplace where all team members feel valued and empowered. Our employee benefits promote well-being and professional growth, including insurance options, retirement plans, and career development opportunities included approved company paid training. Benefits include paid time off, medical, dental, vision and life insurance, 401(k) plan, tuition assistance, and more. Qualifications Education Preferred Bachelors or better in Finance or related field. Experience Preferred A minimum of five years of experience in loan portfolio management, including commercial loan documentation, required. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr Banterra Bank