Mortgage Loan Originator

Job Description

Job Description

MORTGAGE LOAN ORIGINATOR -  Mortgage Spot by Communication Federal Credit Union   

Base Salary + Commission based on funded volume: $50,000–$200,000/year, UNCAPPED

ABOUT THE OPPORTUNITY

Mortgage Spot is the newly launched home loan brand of Communication Federal Credit Union – a dedicated mortgage team, an active digital advertising program, and growing network of realtor, builder, and title partners across the OKC Metro. You'll originate under an established, NMLS-registered credit union lender with marketing support and inbound leads of a new brand behind you – not a pure self-sourcing role .

WHY ORIGINATORS CHOOSE US

• Base Salary + basis points on funded volume with  NO CAP on earnings.
• Inbound leads from Mortgage Spot's paid search, YouTube, and web presence, on top of your own referral network.
• A built-in member base of over 130,000 CFCU members to serve.
• Credit union portfolio lending – flexibility on products brokerages can't match.
• Stability, in-house processing and underwriting, and a team that's been serving Oklahoma for 85+ years.

WHAT YOU'LL DO

• Build and maintain referral relationships with realtors, builders, and community partners; attend industry events and represent Mortgage Spot in the market.
• Respond to inbound inquiries from mortgagespot.com, ads, email, phone, and walk-ins.
• Interview applicants, evaluate creditworthiness, and recommend right loan program.
• Guide borrowers from application through closing, including TRID disclosures, appraisal ordering, and scheduling.
• Prepare/complete compliant files for underwriting; manage pipeline to on-time closings.
• Identify cross-sell opportunities for credit union products.

WHAT YOU BRING

• Active NMLS registration (or ability to register immediately upon hire).
• 2–3+ years of mortgage origination or closely related experience; proven purchase-business sales success preferred.
• Solid knowledge of mortgage products, processes, and regulatory compliance.
• Strong communication, attention to detail, and ability to juggle deadlines.
• HS diploma required; Associate's or Bachelor's Degree preferred.

BENEFITS

• 200% 401(k) match up to 5%
• 11 paid holidays
• Medical plans starting at $5.00 per pay period for employee-only coverage
• Dental, vision, short-term disability, hospital and accident indemnity plans
• Employer-paid basic life, AD&D, and long-term disability
• Medical and dependent-care flexible spending accounts
• Tuition and educational assistance
• Additional employee perks and discounts

ABOUT COMMUNICATION FEDERAL CREDIT UNION

Communication Federal Credit Union has proudly served its members for over 85 years, with a deep commitment to our communities, financial education, and supporting local organizations. We live the credit union philosophy of "People Helping People," and we empower our team to deliver on it.

Working at CFCU means working alongside a diverse group of financial professionals sharing a common goal: exceptional member experience.

Mortgage Spot by Communication Federal Credit Union, NMLS #403254.

Equal Housing Lender. Equal Opportunity Employer.