Director of Underwriting

Director Of Underwriting

At Builders Mutual, we believe in the power of a team to get the job done right. Our team, does their best work each day, creating a one-stop resource for all commercial insurance solutions and construction safety resources, leading to powerful results. Our cultural elements of teamwork, inclusion, expertise, and community aren't just words on a page— it's integral to who we are, how we work, and what sets us apart. We live out our values every day, striving to serve better and achieve more.

The Opportunity

The success of Builders Mutual is rooted in teamwork and the care we show for the people we work with and serve. We are seeking a collaborative, results oriented leader to join our expanding team as the Director of Underwriting.

In this hybrid role based in Raleigh, NC, you'll report to the VP of Underwriting and serve as a key member of the Underwriting Leadership Team. You will lead strategic direction, drive profitable growth, and elevate underwriting excellence within your assigned business segment. As a role model and champion of our high-performance culture, you will lead and develop our Builders Risk and Express Account Underwriting Teams to deliver strong business results and meaningful partnerships across the organization.

Your WORK as the Director of Underwriting will make a difference as you:

• Develop and execute a segment-specific underwriting strategy that drives profitable growth, optimized risk selection, strong retention, and competitive market positioning.
• Lead book performance through targeted action plans such as eligibility refinement, pricing adjustments, or product and form recommendations.
• Evaluate competitive positioning (pricing, coverage, service) and collaborate with Product on enhancement opportunities aligned to market trends and underwriting performance.
• Ensure compliance with all regulatory requirements and corporate governance standards for the segment.
• Lead, coach, and develop underwriting leaders and teams, fostering consistent underwriting discipline and a high-performing culture.
• Guide adoption of innovative solutions developed by the Technical Underwriting Office (TUO) to enhance efficiency and underwriting insight, ensuring practical field integration.
• Utilize data and analytics to identify portfolio trends, performance drivers, and opportunities to refine underwriting strategies.
• Represent the segment externally with brokers, agencies, and at industry events to strengthen market relationships and reinforce the organization's strategic positioning.
• Collaborate closely with Sales, Product, and Claims to ensure alignment between underwriting strategies, market needs, and loss experience.
• Partner with the TUO to maintain underwriting standards, lead audit initiatives, and champion technical excellence across products and lines.

Travel Requirements

• At least 25% travel required

Skills and Experience to get the JOB done RIGHT:

• Bachelor's degree in Business, Risk Management, Finance, Insurance, or related field with 10+ years of work experience in commercial line underwriting or an equivalent combination of education and relevant experience.
• Experience supervising/managing underwriters or leadership teams.
• Proven track record of achieving book profitability, growth, and retention targets.
• Ability to think strategically within the marketplace and insurance environment.
• Deep understanding of risk selection, rating and pricing, product/coverage design, and renewals in commercial P&C.
• Strong interpersonal, communication, negotiation, and presentation skills capable of engaging with brokers, senior executives and cross-functional partners.

WHY YOU'LL LOVE TO WORK HERE

• Market-driven compensation and bonus plan
• 3 weeks of paid time off (and your birthday too!)
• 37.5-hour work week; end your Friday at 2:30 PM
• Builders University for employees, dedicated to supporting the development and enhancing expertise
• Earn swag and extra time off through peer recognition Builders Bucks program

LIFE at Builders Mutual

• Collaboration | You are part of a team working together to reach a common goal.
• Empowerment | You will feel trusted, valued, and given the resources to be successful.
• Flexibility | You will be part of a dynamic work environment designed to allow you to do your best work while also creating the best possible customer experience.
• Impact | You will positively influence our business, customers, and industry.
• Sense of pride | You will tell others how much you enjoy working at Builders Mutual.

Builders Mutual is an Equal Opportunity Employer.