Underwriter - III

Job Title Underwriter – III Location Remote Ohio What You’ll Do As a Mortgage Underwriter III you will be responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure they meet company and investor quality standards. You will also review and clear underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. Manage the individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turnaround times as applicable. Identify document deficiencies, add applicable conditions, and request additional information or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. Assist department colleagues in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. Other duties as assigned. What You’ll Need 7+ years of related experience in the Mortgage Industry, Residential Mortgage Loan underwriting, or similar field. High school diploma required. Advanced knowledge of the residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets, and other residential mortgage products and services. Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices. Advanced knowledge of FNMA, FHLMC, FHA, VA, and USDA Guidelines. Intermediate knowledge of MS Office products. Intermediate knowledge of Encompass. Advanced speaking and writing communication skills. Compensation: Hourly range for new hires is generally $49.03 for Nevada. Salary amount is determined by specific job location. Benefits You’ll Love We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge and learn how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career. About the Company AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email View email address on click.appcast.io or call View phone number on click.appcast.io. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. #J-18808-Ljbffr