Enterprise Architect Consumer Lending

Description

Job Title: Enterprise Architect - Consumer Lending

Location: Remote, NY

Employment Type: Temp (6 Months)

Industry: Banking

Compensation: $100.00/Hour

Schedule: 40 Hours/Week

About the Opportunity:

• As an Enterprise Architect for Consumer Lending (e.g., direct, indirect, auto, mortgage, etc.) at the client, you will play a pivotal role in shaping the organization's technology strategy, landscape, and roadmap.
• In this role, you will serve as an integrative force across business and technology domains, establish trusted advisor partnerships with senior leaders, and drive the architecture of complex, high-priority initiatives that deliver significant business value.
• Your work will influence large-scale programs that are critical to the bank's long-term success, ensuring scalable, resilient, and forward-looking solutions.
• Documents, visualizes, and articulates overall technical health, current and target states of Enterprise Architecture in collaboration with domain leadership.
• Develops roadmaps with domain leadership to incorporate industry trend data for a targeted domain/function, and connect them with the broader Enterprise technology landscape, including alignment to industry Enterprise Architecture standards, building a pathway to achieve target state goals.

Why You'll Love Working Here:

• Supportive, team-driven culture that values collaboration, transparency, and accountability.
• Opportunity to grow your career with a global workforce solutions leader serving multiple industries.
• People-first environment that encourages employees to bring their authentic selves to work.
• Strong focus on partnership, innovation, and delivering meaningful results for clients and candidates.

Why This Opportunity is Exciting:

This role offers the chance to join a company that prioritises both people and performance-where your contributions directly impact client success while giving you room to grow and develop professionally.

About Acara Solutions

Acara is a premier recruiting and workforce solutions provider-we help companies compete for talent. With a legacy of experience in various industries worldwide, we partner with clients, listen to their needs, and customize visionary talent solutions that drive desired business outcomes. We leverage decades of experience to deliver contingent staffing, direct placement, executive search, and workforce services worldwide.

Sound like a good fit?

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What You'll Do:

• Strategic Planning: Define and evolve enterprise architecture strategies and roadmaps that align business priorities, regulatory requirements, and long-term technology vision.
• High-Level Design: Develop high-level architectural models and frameworks that support secure, scalable, and resilient solutions across the bank, aligned with the strategic direction established by the Enterprise Architecture function.
• Detailed Solutions Architecture: Translate strategic objectives into actionable solution architectures that provide clear direction to delivery and engineering teams.
• Regulatory & Risk Alignment: Ensure architectural solutions comply with financial industry regulations, internal risk frameworks, and data privacy standards, supporting auditability and operational integrity.
• Cross-Functional Collaboration: Partner with business leaders, product owners, and technology teams to ensure architectural alignment across client services, digital platforms, and core banking systems.
• Implementation Leadership: Provide architectural oversight and governance throughout the solution delivery lifecycle, ensuring adherence to enterprise standards and successful on-time execution of high-impact initiatives.
• Trusted Advisor: Build strong relationships with management, providing expert advice and insights to support decision-making.
• Communication: Communicate complex architectural concepts clearly and persuasively to both technical and non-technical audiences, fostering alignment and informed decision-making.
• Vendor & Partner Engagement: Collaborate with external technology providers and service partners to ensure solutions meet enterprise standards for performance, cost-effectiveness, and agility in a highly regulated environment.
• Leverage expertise in technical and business strategy to collaborate with Technology domain leadership to support strategic decision making.
• Provide consultation services to domain leadership to improve technology delivery and operational efficiency.
• Research and communicate fact-based recommendations to Master Architects to support the domain in the Enterprise Architecture governance process.
• Provide thought leadership and build strong stakeholder partnerships to articulate the current state, target state, and domain roadmap.
• Partner with delivery teams and domain leadership on architecture areas to include business, application, data, Cloud/infrastructure, security, integration, operations, and support in preparation for S1/S2 leadership meetings and architectural peer group meetings.
• Research, understand, and apply existing, new, and emerging technologies and trends to determine their potential impact on technology domains.
• Translate the enterprise's technology future-state architecture vision into principles, guidelines, standards, and patterns to ensure alignment with broader strategic goals.
• Identify opportunities and approaches for solving domain problems from a broad enterprise perspective that may include new products, new platforms, or system enhancements for Agile teams and domain leadership to help promote the reuse of existing technical investments and capabilities.
• Create and maintain reference materials for use by the technical delivery team to ensure consistent and compliant solutions for enterprise-level architecture patterns.
• Participate in the planning and design of strategic initiatives that require architecture guidance.
• Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite.
• Identify risk-related issues needing escalation to management.
• Promote an environment that supports diversity and reflects the client Bank brand.
• Maintain client internal control standards, including timely implementation of internal and external audit points, together with any issues raised by external regulators as applicable.
• Architecture Roadmaps: Visual and narrative representations of the existing and target architecture landscapes, including capability maps, system interactions, and technology stacks, that align technology capabilities with business goals across technology domains.
• High-Level Design Documents: Comprehensive documentation for major initiatives or programs, ensuring alignment with enterprise standards and business requirements.
• Architecture Principles and Standards: Defined guidelines and best practices to ensure consistency, scalability, and compliance across technology solutions.
• Technology Assessments and Recommendations: Evaluations of emerging technologies, platforms, or vendor solutions with documented recommendations for adoption or integration.
• Gap Analyses and Impact Assessments: Identification of gaps between current and future states, along with assessments of business and technical impacts.
• Stakeholder Presentations and Briefings: Engaging executive-level presentations that communicate progress and outcomes to business and technology leaders.
• Reference Architectures and Patterns: Reusable templates and design patterns that accelerate solution delivery and promote architectural consistency.
• Additional duties as assigned.

Job Requirements

What You'll Bring:

• Bachelor of Science Degree in Computer Science or IT or Engineering
• Minimum of 7+ years of experience in cloud architecture.
• Minimum of 3+ years of experience in focused on Consumer Lending-related technology within a financial institution.
• Minimum of 3+ years of experience in driving and delivering innovation within the realm of financial services
• Minimum of 3+ years of experience in software engineering, software delivery, and solution architecture, including developing and integrating applications using relevant software architecture principles and patterns
• Minimum of 3+ years of experience in consumer lending (Mortgage, HELOC, Direct, Indirect, Credit Card)
• Minimum of 3+ years of experience as an Enterprise Architect

What Sets You Apart:

• Master's Degree in Business
• Certification and experience working with Cloud technologies and vendors
• Experience working in an Agile environment
• Certification in enterprise architecture frameworks
• Experience working in the financial services industry
• Experience working in two or more technical roles related to banking technical design and roadmap planning
• Knowledge of institutional banking products and services including capital markets, investment management, structured finance, and M&A
• Exceptional executive communication skills
• Working knowledge of architecture diagramming practices, architectural frameworks, and enterprise architecture tools
• Strategic Thinking: Ability to align technology architecture with business strategy, identifying opportunities to drive value, efficiency, and innovation across complex financial services ecosystems.
• Business Acumen: Deep understanding of financial services, particularly the needs in the Consumer Banking sector, with the ability to translate those needs into effective architectural solutions.
• Expertise in the full consumer lending lifecycle, with a strong grasp of regulatory frameworks and a forward-looking perspective on digital banking innovations.
• Enterprise Architecture Expertise: Proficiency in developing and applying enterprise architecture frameworks (e.g., TOGAF, Zachman) to guide technology planning, governance, and execution.
• Solution Design: Skilled in designing end-to-end solutions that are scalable, secure, and aligned with enterprise standards, while addressing both current and future-state business capabilities.
• Ensure interoperability between systems along the entire value stream of consumer lending from application and origination to closing, funding, and servicing.
• Technology Integration: Experience integrating diverse systems, platforms, and data sources to create cohesive, interoperable solutions that support seamless client experiences and operational efficiency.
• Risk and Compliance Awareness: Strong grasp of regulatory and risk considerations in financial services, with the ability to architect solutions that meet compliance, audit, and data governance requirements.
• Stakeholder Engagement: Proven ability to collaborate with senior business and technology leaders, facilitating alignment, managing expectations, and influencing strategic decisions.
• Communication and Visualization: Excellent communication skills, with the ability to convey complex architectural concepts to both technical and non-technical audiences through clear documentation, presentations, and visual models.
• Change Leadership: Ability to lead through ambiguity, drive consensus, and support organizational change as part of large-scale transformation initiatives.
• Critical Thinking Skills: A creative and analytical approach to diagnosing and resolving technical challenges.
• Technology Enablement: Lead the selection and implementation of CRE technologies (e.g., IWMS, CAFM, lease accounting, smart building platforms).
• Ensure integration with enterprise systems such as ERP, HRIS, and financial reporting tools.
• Continuous Learning: A passion for staying updated on financial services related technologies and their rapidly evolving tools, features, and best practices.
• Strong knowledge of financial services industry domains, particularly consumer banking services including consumer loan products, borrower profiles, risk assessments & credit scoring, loan servicing and customer experience/engagement.
• Understanding of modern technology architectures, including cloud, microservices, APIs, data platforms, and integration patterns
• Awareness of cybersecurity principles, data privacy standards, and secure architecture practices
• Familiarity with business capability modeling, value stream mapping, and other business architecture techniques
• Knowledge of regulatory and compliance requirements relevant to financial institutions (e.g., FFIEC, SOX, GLBA, GDPR)
• Proficiency in using architectural modeling tools and documentation standards
• Knowledge of IT governance, portfolio management, and enterprise change management processes
• Understanding of data architecture concepts, including data governance, master data management, and analytics enablement
• Familiarity with emerging technologies and their potential impact on financial services
• Experience in vendor and third-party solution evaluation, selection, and integration strategies
• Awareness of agile, DevOps, and product-centric delivery models and how architecture supports them
• Experience with consumer lending origination and servicing platforms (such as ACAPS, Shaw Classic, Encompass, and Black Knight MSP).

Additional Information:

• Upon offer of employment, the individual will be subject to a background check.

After you apply, you may receive a call or message from our AI Talent Scout about this role or other opportunities that match your skills and preferences. AI agent role is to help speed up your hiring process by answering questions, confirming basic information, and identifying whether there's a mutual fit.

The call or chat may be recorded so that our recruiting team can review it - they make all final hiring decisions, while AI agent simply helps move you forward faster. The best part? They are available 24/7, so you can connect whenever it's convenient for you.

Aleron companies (Acara Solutions, Aleron Shared Resources, Broadleaf Results, Lume Strategies, TalentRise, Viaduct) are an Equal Opportunity Employer. Race/Color/Gender/Religion/National Origin/Disability/Veteran.

Applicants for this position must be legally authorized to work in the United States. This position does not meet the employment requirements for individuals with F-1 OPT STEM work authorization status.