Mortgage Loan Originator

Mortgage Loan Originator

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team in the Northern Kentucky/Cincinnati, OH area.

Duties and Responsibilities include but are not limited to the following:

• Sales of residential mortgage loans to prospective borrowers
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face-to-face.
• Schedule and attend appointments with prospective borrowers to make sales of residential mortgage loans.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Prepare a residential mortgage loan proposal and present it for approval/acceptance by the borrower.
• Make sales routinely through face-to-face contact with borrowers, ensuring clear understanding of options and allowing informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines
• Prospect and network, building relationships while developing referral source base.

Qualifications:

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communications skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration and pass applicable pre-employment screenings.

This position reports to the Mortgage Sales Manager and has no direct reports.

Liberty Federal Credit Union is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.