VP, Commercial Loan Officer

VP, Commercial Loan OfficerJoin the DFCU Financial team today, and discover the benefits, rewards, and development opportunities from one of the largest and best managed credit unions in the country.The Opportunity: We are seeking a VP, Commercial Loan Officer to join our team in the Longwood / Winter Park / Orlando, Florida area. This role is responsible for proactively seeking new deposits and loans while building client relationships. Excellent communication, strong analytical skills, and customer relations are an integral part of the role. Manage an existing portfolio with respect to annual reviews, past due, and client retention.What You'll Do:Business Development & Relationship ManagementProactively identify and develop new business banking relationships with a focus on deposit and lending growth.Grow and manage a portfolio of commercial clients, delivering tailored financial guidance and creative lending solutions that meet their evolving needs.Connect clients with a full suite of business banking services including lending, deposits, Treasury Management, and SBA programs to help their businesses thrive.Build strong partnerships with business owners, centers of influence, and professional networks to generate referrals and drive meaningful growth.Represent DFCU in the community and make a real and lasting impact by helping local businesses succeed.Portfolio Management & Credit ExpertiseAnalyze and underwrite credit requests in accordance with DFCU's policies and risk appetite, structuring thoughtful and strategic solutions.Monitor loan covenants, past due accounts, and renewal timelines to ensure portfolio health and risk mitigation.Collaborate closely with internal partners—including Business Banking Assistants and Loan Documentation teams—to streamline processing and deliver exceptional client experience.Team Collaboration & Strategic EngagementWork cross-functionally with Retail, Treasury, and Lending teams to deliver value through joint calling efforts and holistic financial solutions.Prepare detailed call plans and post-call reviews that translate client goals into actionable next steps.Stay informed on market trends, industry shifts, and client opportunities to remain a trusted advisor and thought partner.Operational ExcellenceEnsure compliance with internal policies, credit standards, and regulatory requirements.Complete all required professional development and compliance training to support continuous growth.What You'll Need :Bachelor's degree in business, finance, or related field.Seven years lending or sales experience in the financial services industry.Three - five years commercial lending and credit underwriting experience.Demonstrated high performance in sales goal attainment.Demonstrated community involvement.High level of accuracy and attention to detail.Proficient in Microsoft 365.Demonstrated analytical and problem-solving skills.Able to initiate and embrace change.Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment.What We Offer:Incentive/bonus programPotential for a hybrid work schedule401k plan match, dollar for dollar up to 4%401k additional employer contribution after one year at 5%Medical, dental, and vision insurance effective date of hireHealth savings account (HSA)Flexible spending accounts for medical and dependent care expensesAdoption assistance for qualified expenses maximum $10,000 per childWellness initiatives and reimbursementsPre-paid legal services planIdentity protection planAccident supplemental planShort & long term disability plans paid for by companyCompany provided basic life insurance of $50,000 plus supplemental for employee, spouse, and childPet InsuranceFree financial planning assistanceNumerous fun employee events throughout the yearVolunteer and community engagement opportunitiesEmployee loan discounts (closed-end loans)Discounts with local and national companies through DFCU PerksService / anniversary awardsEmployee discounts for company logo wearEmployee referral payouts for recruiting your friends and familyPaid lunch timeTuition reimbursement / Education assistanceOngoing training opportunitiesLeadership development programPaid time offPaid holidays (13 per year)Flexible scheduling for studentsEqual Opportunity Employer / Disabled / Veterans