Senior Commercial Underwriter

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. This position is eligible to work a remote schedule from Arkansas, Missouri, or KC Metro . Essential Functions Selects, grows, and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority. Evaluates highly complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes. Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, lines of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies. Offers appropriate coverage for exposures. Maintains proper file documentation in connection with accounts. Develops and fosters agency relationships. Educates agents on EMC products, underwriting appetite, systems and services. Visits agencies to discuss accounts and provide agents with updates at EMC in order to maximize opportunities. Coordinates with marketing and branch management in the agency planning and review processes. Serves as a mentor for less experienced underwriters. Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations. Education & Experience Bachelor's degree, preferably in insurance or business administration. Five years of experience in commercial lines underwriting. Insurance designations, such as CPCU, preferred. Knowledge, Skills & Abilities Excellent knowledge of underwriting and risk analysis. Exceptional problem‑solving skills and the ability to make sound decisions. Strong customer service skills. Strong computer skills, including knowledge of Microsoft Office and social media. Ability to work on multiple projects while meeting deadlines. Excellent written and verbal communication skills, including the ability to speak effectively before groups. Strong presentation skills preferred. Ability to work effectively with others, as well as independently. Demonstrated leadership qualities. Occasional travel; a valid driver’s license and an acceptable motor vehicle report required if traveling. Compensation The hiring salary range for this position will vary based on geographic location, falling within either of the following: $92,670 - $128,045 or $102,443 - $140,845. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. Benefits Life, medical, dental, vision, and prescription drug coverage. Competitive paid time off plan and a full day of volunteer time off annually. Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan, and recognition and anniversary awards. Professional development and growth opportunities, including tuition reimbursement. Wellness initiatives to improve team member well‑being and reduce health insurance costs. Flexibility to dress for your day and opportunities for alternative work arrangements. For more information about benefits, please visit Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free including in company vehicles. #J-18808-Ljbffr EMC Insurance