Forensic Accountant - Disability Claims

Are you an experienced forensic accounting professional looking to apply your expertise in a meaningful way? Guardian is seeking a Forensic Accountant to support the evaluation of complex disability claims through detailed financial and investigative analysis. In this role, you will leverage your accounting, tax, and analytical expertise to identify financial patterns, assess income credibility, and support accurate claim decisions. If you are driven by intellectual challenge, collaboration, and purpose-driven work, Guardian will provide the support and modern resources to help you grow your career while making an impact when our clients need it most - we are their Guardian.

You are

An experienced forensic accounting professional with a strong investigative mindset and the ability to analyze complex financial information with precision and professional judgment. You are comfortable evaluating nuanced financial scenarios, identifying inconsistencies, and communicating findings clearly to both financial and non-financial partners. You thrive in an environment that requires critical thinking, accountability, and the ability to manage competing priorities while meeting established turn-around times.

You will

• Work closely with Claims Examiners and Management to support the financial and forensic analysis of disability claims.

• Conduct detailed forensic reviews of business and personal tax returns, financial statements, and supporting documentation to assess income, earnings capacity, and financial credibility.

• Analyze complex and non-routine financial scenarios, including self-employment income, partnerships, pass-through entities, and cash-flow driven businesses.

• Identify financial inconsistencies, anomalies, or potential misrepresentation and clearly document findings to support claim determinations.

• Perform forensic analyses of financial data sets and communicate findings effectively to varied audiences.

• Prepare clear, well-supported written summaries and reports that contribute directly to claim decision-making.

• Collaborate with internal partners to ensure timely escalation of complex or high-risk financial issues for discussion and next steps.

• Contribute to the development and continuous improvement of financial tools, analytical models, and reference resources.

• Support training and knowledge-sharing initiatives for non-financial staff.

You have

• Bachelor's degree in Accounting, Finance, Taxation, or a related field.

• Strong working knowledge of Federal tax laws and financial reporting concepts.

• Demonstrated experience performing forensic accounting or investigative financial analysis.

• Strong analytical skills with exceptional attention to detail and documentation quality.

• Ability to clearly articulate complex financial findings in written and verbal formats.

• Advanced proficiency in Microsoft Office products, particularly Excel and Word.

Preferred Qualifications

• 5+ years of relevant experience in forensic accounting, tax return analysis, financial investigations, or related work.

• CPA and/or CFE certification, or eligible.

• Experience supporting insurance, disability claims, litigation support, or regulatory-related financial reviews.

Location

• 2 days in office and 3 work from home at a Guardian office location in Holmdel, NJ

Salary Range:

$82,770.00 - $135,975.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise

At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at . Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.

Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Accommodations

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact View email address on click.appcast.io . Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.

Visa Sponsorship

Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant. you must be legally authorized to work in the United States, without the need for employer sponsorship.

Notice Regarding Guardian's Use of Artificial Intelligence in Recruitment

As part of Guardian's job application process, Guardian may use artificial intelligence tools ("AI Tools) to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian's jobs website (Careers at Guardian at ( ). At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues.

Please be aware that if you apply for a specific position with Guardian, you will have the choice of opting out of Guardian's use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation, within ten business days of your position application, you must email your request to View email address on click.appcast.io , making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardian's document retention policy, a copy of which you may request via View email address on click.appcast.io .

Additionally, at applicable times, Guardian will make public the most recent bias audit results for such AI tools, which may be found here ( .

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.

Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being - mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com .

Visa Sponsorship:

Guardian Life is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship.