Retail Mortgage Loan Originator
Truist
Job Title
Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.
Essential Duties and Responsibilities:
- Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals.
- Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist.
- Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
- Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits.
- Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.
- Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.
- This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw. Additional incentive pay is available for this position.
Qualifications:
- 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types
- Good organizational, written and verbal communication skills
- Possesses solid interpersonal and negotiation skills
- Demonstrated proficiency in relevant computer applications
- Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check
Other Job Requirements / Working Conditions:
- Sitting/Standing/Walking/Bending/Lifting
- Visual / Audio / Speaking
- Manual Dexterity / Keyboarding
- Availability
- Travel Up to 75%
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
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