Mortgage Loan Officer (NMLS Licensed) - Hybrid

Job Description

Job Description

FocusOne Mortgage | Northwest Houston/Jersey Village | Full-Time | Hybrid
About the Opportunity
FocusOne Mortgage Solutions is growing, and we are looking for experienced, licensed Mortgage Loan Officers to join our team in the Jersey Village/Cypress area of Northwest Houston.
One of the strongest advantages of this role is access to inbound mortgage leads from multiple credit union partners. These credit union member opportunities create a strong foundation for production, while Loan Officers are also encouraged to develop referral relationships and bring self-sourced business.
FocusOne handles a wide variety of mortgage solutions, including portfolio, brokered, FNMA/conventional, and government loan programs. FocusOne Mortgage Solutions is currently licensed in Texas, Louisiana, New Mexico, and Oklahoma with expansion into additional markets underway.
If you are a self-starting Licensed Loan Officer who enjoys helping borrowers purchase their first home, upgrade their current home, refinance, or find their forever home, we would enjoy having you apply for our team.
Responsibilities

• Respond promptly to inbound mortgage leads from multiple credit union partners, FocusOne business channels, customer inquiries, referral partners, and self-sourced contacts.
• Consult with prospective borrowers to understand homeownership goals, financing needs, credit profile, income, assets, and timeline; analyze information and advise on appropriate loan options, pricing, guidelines, documentation requirements, and next steps.
• Originate accurate loan applications, gather supporting documentation, and structure complete files for efficient submission to processing.
• Maintain consistent communication with borrowers, credit union partners, Realtors, referral sources, title companies, Loan Officer Assistant support, and internal operations teams from application through closing.
• Manage pipeline activity, follow up on outstanding items, monitor milestones, and coordinate with processing, underwriting, closing, and management to resolve file issues promptly.
• Build productive credit union partner and referral relationships, maximize inbound lead opportunities, develop self-sourced business, and maintain current product, guideline, licensing, HMDA, and compliance knowledge.

Qualifications

• Active NMLS license required; candidates must maintain licensing in good standing and obtain additional state licenses as business needs require.
• Minimum 2 years of successful residential mortgage loan origination experience preferred.
• Experience with purchase, refinance, first-time homebuyer, move-up buyer, portfolio, brokered, conventional/FNMA, and government loan products preferred.
• Strong sales, consultative communication, customer service, phone, and relationship-building skills, with the ability to manage inbound credit union partner leads and self-sourced opportunities.
• Strong understanding of mortgage guidelines, disclosures, documentation requirements, credit, income, asset analysis, and pipeline management; Encompass or another Loan Origination System and Microsoft Office experience preferred.
• Detail-oriented, organized, accurate, self-motivated, ethical, and able to manage multiple borrowers, referral sources, deadlines, and loan files simultaneously; High School Diploma or GED required; Spanish/English bilingual skills preferred.

What We're Looking For
The ideal candidate is someone who:

• Enjoys consultative sales and helping borrowers make confident home financing decisions.
• Responds quickly to inbound credit union partner leads and follows up consistently.
• Builds trust with borrowers, credit union partners, and referral sources while taking ownership of their pipeline.
• Communicates clearly, works well with the team, and maintains integrity, accuracy, professionalism, and a positive work ethic.

Position Details
Department: Mortgage Originations
Location: Jersey Village/Cypress Area / Northwest Houston
Reports To: Sales Manager
Position Type: Full-Time
Licensing: Active NMLS license required; state licensing maintained as required
Market Coverage: Currently licensed in Texas, Louisiana, New Mexico, and Oklahoma, with expansion into additional markets
Lead Sources: Multiple inbound credit union partner lead channels, FocusOne business channels, referral relationships, and self-sourced opportunities
Loan Products: Portfolio, brokered, FNMA/conventional, and government loan programs
Schedule: Monday-Friday, with flexibility required based on borrower, partner, and business needs
Work Environment: Professional mortgage originations environment serving credit union members, referral partners, and self-sourced clients
About FocusOne Mortgage Solutions
FocusOne Mortgage Solutions is part of FocusOne, a trusted lending solutions provider serving credit unions and their members across the country. Since 1998, FocusOne has been committed to helping credit unions better serve their members through innovative lending solutions, exceptional service, and strong operational support.
Our mortgage team works closely with credit union members and referral partners to provide a seamless home financing experience while maintaining the personalized service and trusted relationships that credit unions are known for. We value teamwork, accountability, professionalism, ethical lending, and a commitment to delivering outstanding results for borrowers and credit union partners.
If you're looking to join a growing organization with strong inbound credit union partner lead opportunities, a broad product menu, and a team focused on helping borrowers achieve their homeownership goals, we'd love to hear from you.
Apply today to join the FocusOne Mortgage Solutions team.

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