Senior Loan Officer

128 South Main Street, Arlington, SD 57212 Job Description Originate, process, and service agricultural loans, with occasional involvement in commercial lending. Build and maintain strong customer relationships by proactively engaging prospects and existing clients to grow the loan portfolio. Ensure accurate and timely preparation of loan documentation and monitor repayment performance. Structure financing solutions based on sound credit analysis and present recommendations to appropriate levels of lending authority. Identify customer needs and provide tailored banking solutions that support long-term relationships. Contribute to the Bank’s profitability through thoughtful loan pricing and cross-selling of additional products and services. Support internal and external audits and examinations as needed. Maintain strict adherence to banking regulations, compliance standards, and internal policies. Participate in community and business organizations to strengthen referral networks and support local economic growth. Perform other duties as assigned in support of the Bank’s mission. Education & Experience Bachelor’s degree in agriculture, business, finance, or a related field preferred; equivalent experience will be considered. Minimum of 5-10 years of lending experience required. Strong analytical skills with the ability to interpret financial statements, legal documents, credit reports and contracts. Excellent written and verbal communication skills with strong interpersonal abilities. Proven ability to present, sell, and service bank products effectively. High level of accuracy, attention to detail, and timeliness. Ability to multi-task, organize, and prioritize projects. Knowledge of Moody’s Analytics/Web Equity or similar software preferred, proficiency in Microsoft Excel and Word. Discretion and confidentiality in handling sensitive information. Strong problem-solving skills with sound judgment. Farm background preferred but not required. About Us We believe in taking care of the people who take care of our customers and community. Generous Paid Time Off – 11 paid bank holidays, plus 3 weeks of PTO and 4 personal days to recharge and be present with those who matter most. 100% Employer-Paid Family Health Coverage – Comprehensive Wellmark BlueCross medical coverage, along with dental and vision insurance, fully paid for you and your family — a benefit few employers offer today. Retirement Security – 401(k) plan with a 4% employer match and immediate vesting, so you begin building your future from day one. Income Protection – Employer-paid life insurance, short- and long-term disability coverage for added peace of mind. Professional Growth – Ongoing learning and development opportunities within a relationship-focused community bank. Please submit your resume and a cover letter to View email address on click.appcast.io #J-18808-Ljbffr