Underwriting Associate

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. This position can be performed remotely with preference for candidates who reside in the state of Wisconsin. Essential Functions Prepares and approves renewals for accounts within authority limit, focusing on long‑term profitability, retention, and achieving branch and company pricing goals. Leverages negotiation skills to obtain an adequate rate based on branch guidelines. Reviews account information, including coverage details, claims history, and any relevant updates or changes. Evaluates the risk profile of each account and assesses its eligibility for renewal based on established underwriting guidelines. For accounts outside authority, prepares information for underwriter to complete the renewal. Communicates with agents to ensure all renewal information has been requested and received. Collaborates with underwriters throughout the renewal process, ensuring a holistic approach to managing the agency book of business. Maintains proper file documentation. Develops relationships with agents by providing excellent customer service to promote renewal retention. Builds and nurtures relationships with agents by engaging in meaningful interactions (face‑to‑face meetings, virtual meetings, phone conversations, and written communication). Responds to concerns or issues raised by agents regarding endorsements and renewals promptly and effectively, collaborating with internal teams to find solutions that meet the needs of both the carrier and agency. Reviews and approves endorsements that fall within a specified list of requirements and within authority. Underwrites and provides endorsement quotes to agents. Corresponds with agents for additional information. Assesses the potential risks associated with proposed endorsements, taking into account policy coverage, loss history, and claims data to evaluate overall impact on the policy. Determines if additional information or assessments are required for accurate decision‑making. Reviews and approves reinstatements and cancellations. Assists agents with policy billing inquiries. Performs support duties for branch departments, including ordering and analyzing reports, reviewing drivers, and completing monthly projects. Collaborates with experienced underwriters and territory management team members to develop an understanding of company and branch risk appetite, underwriting resources, and systems. Education & Experience Associate degree or equivalent relevant experience. One year of insurance industry experience or related experience. Bachelor’s degree may be considered in lieu of the insurance industry experience requirement. Knowledge, Skills & Abilities Attention to detail and accurate data entry skills. Good personal computer skills with proficiency in Microsoft products. General knowledge of insurance terminology. Good problem‑solving and decision‑making skills. Excellent customer service and communication skills. Strong organizational and time‑management skills. Strong negotiation skills. Ability to work in a team setting as well as independently. Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving. Salary The hiring salary range for this position will vary based on geographic location, falling within either of the following ranges: $46,990 – $64,911 or $51,927 – $71,385. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. Benefits Life, medical, dental, vision, and prescription drug coverage. Competitive paid time off and a full day of volunteer time off annually. 401(k) plan with match, pension plan, and OneEMC bonus plan. Professional development and tuition reimbursement. Wellness initiatives and flexible working arrangements. Equal Employment Opportunity Statement Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status, or any other consideration made unlawful by federal, state, or local laws. All of our locations are tobacco free, including in company vehicles. #J-18808-Ljbffr