Virtual Agent | No Experience Required

Virtual Agent - No Experience Required

AO Globe Life | 100% Remote - U.S.-Based Applicants - Entry Level - Flexible Schedule -
Training & Mentorship Provided

Work Arrangement: 100% Remote / Work From Home
Location: United States
Experience: Entry Level | No Insurance Experience Required
Schedule: Flexible | Full-Time Career Opportunity
Compensation: Weekly Commission-Based Pay | Performance Bonuses | Renewal Income
Training: Virtual Training | Licensing Guidance | One-on-One Mentorship

Launch Your Remote Career While Helping Working Families

Looking for a  work-from-home career  where you can help people, develop professional skills, increase your earning potential, and create opportunities for long-term advancement?

AO Globe Life is expanding our virtual team and seeking motivated, people-focused professionals to join us as  Remote Benefits Representatives .

In this role, you’ll meet virtually with individuals and families interested in learning more about available benefits. You’ll answer questions, explain coverage options, assist with enrollment, provide continued customer service, and help clients make informed decisions about their financial protection.

This opportunity combines:

Customer Service + Client Relationships + Benefits Education + Consultative Insurance Sales

Whether you’re:

• Entering the professional workforce

• Changing industries

• Returning to work

• Transitioning from an in-person job to remote work

• Looking for greater flexibility

• Interested in a career with advancement potential

…previous insurance experience is  not required .

We provide structured training, licensing guidance, qualified client opportunities, mentorship, coaching, and ongoing professional development.

✔ 100% Remote / Work From Home
✔ Entry Level – No Insurance Experience Required
✔ Qualified Client Opportunities Provided
✔ No Traditional Cold Calling
✔ No Lead Purchasing Required
✔ Weekly Commission-Based Pay
✔ Performance Bonuses
✔ Uncapped Commission Potential
✔ Renewal & Residual Income Opportunities
✔ Flexible Scheduling
✔ One-on-One Mentorship
✔ Leadership & Career Advancement

  What You’ll Do

As a  Remote Benefits Representative , you’ll help create a professional, educational, and supportive experience for prospective and existing clients.

Connect With Clients

Your responsibilities may include:

• Meet with clients through scheduled Zoom and phone appointments

• Connect with individuals and families interested in benefit information

• Ask questions to understand each client’s needs and priorities

• Listen carefully to concerns and questions

• Build professional client relationships

• Deliver a personalized and respectful virtual experience

• Maintain consistent follow-up and communication

  Educate & Assist With Enrollment

Once appropriately licensed, you may:

• Explain available life insurance options

• Review accident and supplemental health benefit options

• Answer questions regarding available coverage

• Help clients understand policy features and choices

• Compare available benefit options

• Provide personalized, needs-focused recommendations

• Assist eligible clients with applications

• Guide clients through enrollment

• Explain required documentation

• Complete applicable digital records accurately

Our approach emphasizes education and informed decision-making rather than high-pressure sales tactics.

❤️  Provide Ongoing Client Service

Client relationships can continue beyond the initial enrollment.

You may also:

• Conduct applicable policy reviews

• Assist with beneficiary updates

• Answer general policy and coverage questions

• Provide ongoing client follow-up

• Help direct clients through applicable claims-support procedures

• Maintain accurate digital client records

• Update documentation when appropriate

• Follow company procedures and applicable state requirements

Professional service and dependable follow-through help build long-term client relationships.

  Qualified Client Opportunities — No Traditional Cold Calling

Spend more of your time helping people and less time searching for random prospects.

Representatives have access to  qualified client opportunities, including individuals and families who have requested or expressed interest in receiving information regarding available benefits .

Leads are provided at no cost. You are not required to purchase leads.

The client process focuses on:

Connect → Understand Needs → Educate → Recommend → Enroll → Support

This allows you to focus on meaningful client conversations rather than relying solely on traditional cold prospecting.

  Help Serve Working Families

AO Globe Life works with individuals and families, including members of labor unions, veterans, associations, and other working households.

Clients may be seeking information regarding:

• Supplemental life insurance

• Accident protection

• Supplemental health benefits

• Family financial protection

• Benefit enrollment

• Existing coverage reviews

• Beneficiary updates

• Continued policy support

Your responsibility is to make the process easier to understand while providing a professional and positive client experience.

  Weekly Commission-Based Pay + Performance Bonuses

This is a  commission-based independent contractor opportunity , not a guaranteed hourly or salaried customer-service position.

Compensation opportunities may include:

• Weekly commission payments

• Performance-based bonuses

• Renewal income

• Residual income opportunities

• Leadership compensation for qualifying representatives

• Recognition incentives

• Additional performance-based rewards

Uncapped Commission Potential

Your commission production is not restricted by a predetermined hourly wage.

Earning potential is influenced by factors such as:

• Activity

• Client appointments

• Consistency

• Production

• Client enrollments

• Performance

• Individual results

Income is not guaranteed, and individual earnings vary significantly.

For individuals who enjoy measurable goals and a performance-based environment, this structure creates the opportunity to directly influence income through activity and results.

 100% Remote / Work From Home

Build your career from home without a daily commute.

Your workday may include:

• Zoom client consultations

• Phone appointments

• Online applications

• Digital enrollment systems

• Client follow-up

• Virtual training

• One-on-one mentorship

• Team meetings

• Coaching

• Professional-development sessions

You’ll need:

• Reliable computer or laptop

• Reliable high-speed internet

• Webcam

• Microphone

• Quiet, professional home workspace

Remote work offers flexibility, but successful representatives also maintain consistency, professionalism, availability, and personal accountability.

⏰  Flexible Scheduling

You’ll have opportunities to organize your schedule around personal and professional responsibilities while maintaining the availability needed for client appointments, training, and follow-up.

This opportunity may appeal to individuals who value:

• Work-from-home flexibility

• Greater control over their schedule

• Independent work

• Performance-based growth

• Professional development

• Long-term advancement opportunities

Flexibility works best when paired with discipline, consistency, and strong time management.

  No Insurance Experience? We’ll Help You Learn.

Previous insurance experience is  not required .

Training and professional development may include:

• Structured virtual onboarding

• State insurance licensing guidance

• Product and benefits education

• Customer-service training

• Communication development

• Active-listening skills

• Client relationship training

• Consultative sales development

• Needs-analysis techniques

• Virtual presentation skills

• Enrollment systems and procedures

• One-on-one mentorship

• Weekly coaching

• Leadership development

• Ongoing professional education

You’ll have opportunities to develop transferable skills in:

Customer Service • Communication • Sales • Relationship Management • Organization • Problem-Solving • Presentation • Leadership

  Insurance Licensing

You do  not  need to already hold an insurance license when you apply.

Because this role involves discussing and enrolling clients in insurance products, representatives must obtain the appropriate  state Life & Health Insurance License before conducting activities that require licensure .

Licensing guidance and support are provided.

Applicants should be willing and able to complete the required licensing process.

  Career & Leadership Advancement

Looking for more than another entry-level position?

Representatives who demonstrate strong performance, consistency, professionalism, initiative, and leadership ability may have opportunities to take on additional responsibilities.

A potential development path may include:

Benefits Representative → Benefits Advisor → Trainer/Mentor → Team Leader → Management → Advanced Leadership

As you grow, you may have opportunities to develop experience in:

• Client relationship management

• Coaching

• Mentorship

• Training

• Recruiting

• Team development

• Performance accountability

• Business development

• Leadership

Advancement is based on performance and demonstrated professional development—not simply tenure.

Leadership opportunities are earned and are not guaranteed.

❤️  Professional Support & Qualifying Programs

Eligible and qualifying representatives may have access to:

• Medical insurance reimbursement opportunities

• Company-supported life insurance

• Accidental Death Benefit coverage

• Renewal and residual income opportunities

• One-on-one mentorship

• Professional coaching

• Leadership-development programs

• OPEIU Local 277 representation where applicable

• Virtual business technology and resources

Eligibility, qualification periods, production requirements, and other applicable conditions may apply.

✈️  Recognition, Rewards & Incentives

Strong performance may also create opportunities to qualify for:

• Performance bonuses

• Achievement awards

• Team recognition

• Leadership conferences

• Professional-development events

• Company-sponsored incentive travel

• Performance contests

• Additional advancement opportunities

Performance and qualification requirements apply.

  Who We’re Looking For

You may be a strong fit if you’re:

• Friendly and comfortable communicating with people

• A strong verbal and written communicator

• An active listener

• Customer-focused

• Service-oriented

• Professional and dependable

• Self-motivated

• Personally accountable

• Goal-oriented

• Organized

• Comfortable managing your own schedule

• Comfortable learning technology

• Able to work independently from home

• Comfortable using Zoom and web-based applications

• Coachable and receptive to feedback

• Motivated by measurable results

• Interested in professional development

• Comfortable working in a commission-based environment

Experience That Transfers Well

Previous experience in any of these areas may transfer especially well:

Customer Service • Client Services • Member Services • Call Centers • Retail • Hospitality • Healthcare • Banking • Financial Services • Education • Administrative Support • Military Service • Recruiting • Account Management • Sales

No previous insurance experience is required.

Entry-level applicants, career changers, recent graduates, veterans, individuals returning to the workforce, and experienced customer-service professionals are encouraged to apply.

We value  communication skills, integrity, professionalism, work ethic, coachability, and willingness to learn.

  About AO Globe Life

AO operates within the American Income Division of Globe Life and focuses on helping individuals and working families understand supplemental financial-protection options available to them.

Representatives work virtually with clients while remaining connected to mentors, teammates, and leadership through online training, coaching, technology, and professional development.

Our organization emphasizes:

• Client service

• Professional growth

• Mentorship

• Integrity

• Long-term relationships

• Leadership development

• Performance-based advancement

Our Mission

Protect Every Child. Serve All Working People.

Minimum Requirements

Applicants must:

• Be at least 18 years of age

• Be physically located within the  United States

• Be legally authorized to work in the United States

• Have access to a reliable computer or laptop

• Maintain reliable high-speed internet

• Have webcam and microphone capability

• Maintain a quiet, professional workspace

• Be comfortable communicating through Zoom and phone

• Be comfortable learning web-based technology

• Be willing to participate in required training and professional development

• Be willing and able to obtain the appropriate state  Life & Health Insurance License

 100% Virtual Interview Process

Our hiring process is completed virtually.

Qualified applicants will first receive a career overview covering:

Position Responsibilities • Day-to-Day Activities • Customer Service Expectations • Commission-Based Compensation • Licensing Requirements • Training & Mentorship • Qualified Client Opportunities • Professional Support • Career Advancement

Candidates interested in continuing after reviewing the opportunity will then have the opportunity to participate in a  live Zoom interview with our hiring team .

  Ready to Launch Your Remote Career?

If you’re looking for an  entry-level work-from-home career  where you can help families, receive comprehensive training and mentorship, develop valuable professional skills, and create opportunities for long-term earning and leadership growth based on your performance, we’d like to hear from you.

No Insurance Experience Required. Training & Mentorship Provided.

Apply today with your updated resume to be considered for our Remote Benefits Representative opportunity with AO Globe Life.

Work From Home. Help Families. Build Skills. Earn Based on Performance. Grow Into Leadership. Create Your Future.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.